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One of the largest independent and employee-owned firms, we deliver strategic solutions in employee benefits, business and personal risk, life insurance, and retirement plans. Learn more.


0854_Invite Image only (640x213)Oswald Advisory | ACA Cadillac Tax Considerations & Challenges

Author: Sarah LoPresti Date:July 22nd, 2015

2018 Cadillac Tax on High-Value Health Plans  Effective January 1, 2018, the Affordable Care Act (ACA) includes a 40% nondeductible excise tax on high value (“rich”) health plans. In 2018, this tax on both fully insured and self-funded plans applies to the plan value in excess of $10,200 ($850 / month) for single coverage; $27,500 […]

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Rich BerniusRich Bernius Joins Oswald Cincinnati Office

Author: Christina Schmitz Date:July 22nd, 2015

CLEVELAND – 7/23/15 – Oswald Companies has announced the appointment of Rich Bernius to the position of Client Executive, Property & Casualty. Bernius is based at Oswald’s Cincinnati office at the PNC Center Building, 201 East Fifth Street.   “We proudly welcome Rich to the Oswald family, and look forward to his experience and service […]

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Get to Know Oswald Companies

Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation's largest independent insurance brokerage and risk management firms. As a proud member of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals can service and support the needs of our clients throughout the U.S. and worldwide.

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