Personal Risk

Oswald Companies takes a highly proactive approach to personal insurance. It begins with analyzing your specific needs and identifying potential areas of risk. We don’t just skim the surface; instead we focus on often-overlooked areas of exposure, such as personal liability for the affluent individual, personal security risks, protecting under-insured homes, or properly protecting private collections, such as rare wines, jewelry, and fine art. Knowing that proactive communication is important, we provide frequent stewardship reviews, as well as a semi-annual newsletter.

Our Specialists are Qualified

• High-value homeowners
• Yacht, watercraft
• High-value and collector autos
• Emergency travel medical
• Valuable collections
• Kidnap/ransom
• Excess liability – up to $100 million
• Domestic employee liability
• Individual director’s and officer’s liability
• Catastrophe-prone area coverage

Our claims management team offers 24/7 reporting capabilities and expert advocacy in coverage interpretations, including any disputes that may arise during a claim.