Real Estate

Oswald Companies provides innovative solutions to the real estate industry. We understand that risks and the methods of dealing with those risks are just one aspect in the value of a project. Including all types of property, whether Industrial, Commercial, Habitational or International.

RISKS

• Contracts drive exposure and risk as mortgages and leases often are worded in ways that expose property owners to assumed and uninsured risks, even if all parties appear to be “compliant” with the document requirements.
• Insurance portfolio management is a daunting task when you own and/or manage multiple properties with different investor and owner agendas.
• Keeping up with the current insurance marketplace, which can change daily in CAT areas like Florida and Texas, may seem like a game of Russian roulette.
• Does size matter? Determining whether you should combine owned and non-owned managed properties or commercial and multi-family or hazardous and non-hazardous projects isn’t an easy question to answer.

Oswald Company offers the services of experts from our Real Estate practice, as well as specialists in the fields of Environmental/Pollution, Executive Risk, Construction, Surety and International operations. Our team approach allows us to offer insurance and services structured for your needs.

SOLUTIONS

• Lease and mortgage contract reviews are more than just compliance. Our analysis identifies the good, the bad and the ugly contractual obligations that expose you to risk.
• Reports and accounting by location and entity, including individual invoices and detailed location summaries, are customized to relieve your staff of time losses caused by internal allocations and manually separation of information for each project.
• Market knowledge and access is leveraged to obtain capacity and secure superior coverage at the most reasonably available price.
• Size can matter when structuring a program based on your needs, exposures and current insurance market conditions, as these can determine how your insurance and risk management program is optimized.