David M. Kulchar is the Executive Vice President and Director of Oswald Financial, Inc.’s (OFI) Retirement Plan Services. Dave established this division at Oswald Companies in 1999, and currently directs and manages its strategic operations. He is a nationally recognized industry expert in the area of qualified retirement plans. Since 1989, Dave was the Regional Group and Pension Manager at the Principal Financial Group. Under Dave’s leadership his regional office was one of the top producing and retention pension offices in the country, while maintaining a high level of customer satisfaction.
Achievements
- Plan Sponsor Magazine named David as one of the Top Retirement Plan advisors in the country.
- As a Regional Group and Pension Manager at the Principal Financial Group, he was the first individual who implemented over 100 retirement plans in one year.
- Delivered superior customer service that was reflected in 98% client retention ratio for his region.
- Region was recognized for top retirement plan sales in the country.
- Serves on several Retirement Plan Advisory Councils.
- Has received the designation of being a Registered Investment Advisor (RIA).
- Negotiated and designed a cost saving retirement plan package for several associations including The Better Business Bureau.
- Is exclusively endorsed by the Employers Resource Council (ERC) to provide outstanding retirement plan consulting to their members.
- Has earned his Accredited Investment Fiduciary designation (AIF).
- Developed Oswald 401(k) Online to deliver cutting-edge, best-in-class retirement plan services to OFI clients.
- One of the first and few advisors in the nation to be selected as a Certified Retirement Plan Consultant by 401kExchange.com.
- Has been selected as one of the few advisors in the country to be a member of 401(k) Advisors USA/NRP.
Education and Professional Affiliations
Mr. Kulchar received a Bachelor of Science degree in Business Administration and Finance from the Ohio State University. He is a graduate of the Financial Management Program at General Electric and also has served as President and Vice President of that association. Dave has received a Group Management degree and Employee Benefits degree from LIMRA International, Inc.