Property
When it comes to providing protection for your company’s physical assets, Oswald has specialized property expertise covering numerous businesses and industry groups. Oswald’s in-depth knowledge enables us to make sound and practical recommendations on how your property asset risks should be managed -- whether highly protected or unprotected, located in the United States or around the world.
Oswald’s property experts do not always immediately turn to insurance or risk transfer solutions, but take into consideration whether the cost of a potential loss should be retained or insured, or whether a risk can be reduced or eliminated. By identifying, understanding and analyzing clients' exposures, we help to manage overall risk profiles to obtain the results that will meet your risk management goals. Oswald's Risk Consulting experts also play a key role in the risk analysis process and will help determine if risks can be better managed, or even eliminated.
Our property team also work closely with Oswald's Claims professionals to provide appropriate analyses to determine optimum retention levels.
At Oswald, our job doesn’t end when the renewal is completed. Our administration and documentation procedures include delivery of accurate documents such as policies, endorsements, premium allocations, invoices and certificates of insurance.
We also monitor trends that could impact a company’s program and risk profile.
We inform our clients of these trends and explain the coverages, policies and endorsements that make up the program. A due diligence analysis of acquisitions is also provided. Moreover, Oswald's partnership with Assurex and its global network of offices can assist in the often times complex coordination of international programs.