Personal Risk
Oswald Companies’ proactive approach to personal insurance begins with analyzing your specific needs and identifying potential areas of risk. We don’t just skim the surface, but instead focus on often overlooked areas of exposure, such as personal liability for the high-net worth individual, personal security risks, protecting underinsured homes or improperly protected private collections, such as rare wines, jewelry and fine art.
Believing that proactive communication is critical, we provide frequent stewardship reviews, as well as “Foresight,” our semi-annual newsletter.
Our team of specialists is qualified to address the following:
- High Value Homeowners
- Yacht, Watercraft
- High value and Collector Auto
- Emergency Travel Medical
- Valuable Collections
- Kidnap & Ransom
- Excess Liability – up to $100 Million
- Domestic Employee Liability
- Individual Director’s & Officer’s Liability
- Catastrophe Prone Area Coverage
Our claims management team offers 24/7 reporting capabilities and expert advocacy in coverage interpretations, including any disputes that may arise during a claim.