Vacant SignThe Challenges of Vacant Property

Author: Susan Tobbe | Date:April 10th, 2018 | Category: Blog, Business Risk, General, Property & Casualty

Everyone Knows What That Is (Or Do They?) When the U.S. economy tanked in 2007, everyone with more than a piggy bank and a bicycle was affected. Notable among the casualties, the commercial real estate market was significantly impacted. Demand for office space plummeted as employers were forced to shed payroll. While U.S. office vacancy […]

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M&A Risk ManagementReps and Warranties Insurance: A Paradigm Shift in M&A Risk Management

Author: Jeffrey Schwab | Date:March 15th, 2018 | Category: Blog, Business Risk

Mergers and acquisitions are expected to accelerate in 2018. Technology continues to lessen the time and cost of completing deals. Higher volumes and faster pace mean that managing risk during the transaction period is more important than ever. As a result, and for good reasons, the use of Representations and Warranties Insurance (RWI) is increasing […]

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Buy-Sell AgreementWhy a Buy-Sell Agreement is Your Best Business Partner

Author: Chuck Scrafano | Date:March 9th, 2018 | Category: Blog, Business Risk, Property & Casualty

We’re In This Together Forever, Right? Despite the odds of something going amiss, many of us enter into business relationships much as we enter our personal ones—full of optimism and blinded by a shared affinity. We’re partners for life, so what could possibly divide us? At this point it’s hard to imagine a day when […]

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Actionable DataActionable Data Drives Sound Decisions

Author: Kyle Anthony | Date:March 7th, 2018 | Category: Blog, Business Risk

The Dawn Of A New Approach Big. Personal. Integrated. Predictive. Data. There are as many words to describe the onslaught of available information as there are data points and data sets. In the employee benefits and risk management worlds, our ability to select and integrate meaningful data, provide accurate and actionable analysis and drive desired […]

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ManufacturingCyber Risk Concern Grows Among Manufacturers

Author: oswaldcompanies | Date:February 26th, 2018 | Category: Blog, Business Risk

The evolution of manufacturing processes has increased efficiencies and improved quality output. At the same time, advancing technologies opens the door for growing cyber risk for manufacturers. The result can be catastrophic, impacting operations, revenue and reputation. Good Reason to Worry The growing sense of concern about cyber security in manufacturing has sound basis. In […]

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ConstructionTake Note: The Top 7 Trends & Developments in Construction and Design

Author: Dale Kaprosy | Date:February 13th, 2018 | Category: Blog, Business Risk

Thought leaders in the surety, insurance and legal professions heard from experts and engaged with each other at the 2018 AGC Surety Bonding and Risk Management Conference, Jan. 28-31, 2018. Oswald’s Design and Construction team joined Risk Managers, Chief Financial Officers and General Counsels from the largest contracting firms, Chief Executive Officers of leading construction […]

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Aging ServicesChanges Roll Through Senior Housing Market

Author: Jake Pease | Date:February 9th, 2018 | Category: Blog, Business Risk

It seems that the adage, “only change is constant,” applies to the senior living market. As an industry, several factors have and will continue to drive and challenge traditional business models, services and investments in this highly competitive industry. It has never been more important to manage the risks associated with the upheaval in this […]

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HandUnderstanding Your Manufacturer’s Professional Liability Coverage

Author: Lisa Altekruse | Date:February 6th, 2018 | Category: Blog, Business Risk, Property & Casualty

Will your current insurance program provide coverage if your customer sues you for their financial losses due to an error in your manufacturing process/services? You might be thinking this would be covered under your General Liability policy, but in reality, it’s most likely not. This scenario would be covered by Manufacturer’s Errors & Omissions Liability. […]

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Windshield WiperFive Ways to Prepare for Safe Winter Driving

Author: Kathleen Henderson | Date:January 16th, 2018 | Category: Blog, Business Risk, Property & Casualty

Have you heard these terms lately in the news: “bomb cyclone,” “winter hurricane” and – an oldie but goodie – “polar vortex.” Well it’s back – winter, cold, ice and snow. These are some of the most dangerous driving conditions of every year. Are you and your employees prepared for winter driving conditions? Review of […]

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Oswald GroupUnderstanding Your Employment Practices Liability Coverage to Decrease Risk in the Workplace

Author: Mary Fessler | Date:January 8th, 2018 | Category: Blog, Business Risk, Property & Casualty

Employment practice lawsuits can prove to be damaging financially and to a business’s reputation, no matter the size. According to the EEOC, there have been a record number of filings in 2017 and the average cost of employment practice claims has increased dramatically over the past ten years, with claims averaging settlement amounts between $173,000 […]

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