The Not So Secret Cause for Concern Professional LiabilityFour Reasons to Examine Your Healthcare Professional Liability Coverage

Author: Jake Pease | Date:August 24th, 2018 | Category: Blog, Business Risk, Property & Casualty

The Not So Secret Cause for Concern: Professional Liability  Liability coverage for assisted living and skilled nursing providers has never been more important. As risk management partners for many healthcare providers, we are seeing claims arising from a variety of events, including but not limited to patient falls, delay in treatment, failure to follow physician […]

Continue reading...

Employment Practices Liability InsuranceUnderstanding Employment Practices Liability Insurance: How Wage and Hour Coverage Can Safeguard Your Business

Author: Dario Nalli | Date:August 16th, 2018 | Category: Blog, Business Risk, Property & Casualty

No matter the product produced or the service provided, most business owners share the same greatest asset and largest investment—their employees. Attracting and retaining human capital is the desired result of considerable time and money spent on hiring, training, operating payroll, and providing benefits. In addition to the many unforeseeable factors that can effect a […]

Continue reading...

Put Away the Sledgehammer Use Data to Change Behaviors and Control CostsPut Away the Sledgehammer: Use Data to Change Behaviors and Control Cost

Author: Kyle Anthony | Date:July 10th, 2018 | Category: Blog, Business Risk

Passing along medical plan costs to employees is nothing new. In fact, this traditional approach has been used for decades as employers scramble to find ways to afford the escalating costs of group benefit plans. Unfortunately, the status quo has many negative, albeit unintended, consequences. Passing along additional costs or making sweeping plan design changes […]

Continue reading...

Construction Attracting CybercrimeConstruction Attracting Cybercrime: Protecting Your Risk and Mitigating Damage

Author: oswaldcompanies | Date:June 12th, 2018 | Category: Blog, Business Risk, Property & Casualty

Criminals prefer easy targets. Therefore, it stands to reason that industries slow to implement proper cyber security measures are among the easiest targets for cyber criminals to infiltrate. Construction has lagged behind other industries in its adaptation of technology solutions and as a result, is a favorite cyberattack target. Two of the specialties of Oswald’s […]

Continue reading...

Aging ServicesM&A Strategy Considerations for Senior Healthcare Providers

Author: Jake Pease | Date:May 21st, 2018 | Category: Blog, Business Risk, Property & Casualty

As a follow up to our last article, Changes Role through Senior Housing Market, we introduce the topic of “Mergers and Acquisitions Strategy.” As the senior care industry continues to evolve, many owner/operators are looking to grow market share or exit. The challenging environment has led to an unprecedented number of ownership changes. Occupancy issues, staffing […]

Continue reading...

Transforming Risk Management PartnershipsTransforming Risk Management Partnerships

Author: Eddie Taylor | Date:May 15th, 2018 | Category: Blog, Business Risk, General

Six Qualities to Consider Nothing exists in a vacuum. This scientific principle holds as true for businesses as it does for physics. Complex interdependencies allow businesses to flourish and prosper in the short and long-term. Regardless of the role, successful partnerships require understanding, expertise and an ability to see beyond the immediate need. From suppliers […]

Continue reading...

Vacant SignThe Challenges of Vacant Property

Author: Susan Tobbe | Date:April 10th, 2018 | Category: Blog, Business Risk, General, Property & Casualty

Everyone Knows What That Is (Or Do They?) When the U.S. economy tanked in 2007, everyone with more than a piggy bank and a bicycle was affected. Notable among the casualties, the commercial real estate market was significantly impacted. Demand for office space plummeted as employers were forced to shed payroll. While U.S. office vacancy […]

Continue reading...

M&A Risk ManagementReps and Warranties Insurance: A Paradigm Shift in M&A Risk Management

Author: Jeffrey Schwab | Date:March 15th, 2018 | Category: Blog, Business Risk

Mergers and acquisitions are expected to accelerate in 2018. Technology continues to lessen the time and cost of completing deals. Higher volumes and faster pace mean that managing risk during the transaction period is more important than ever. As a result, and for good reasons, the use of Representations and Warranties Insurance (RWI) is increasing […]

Continue reading...

Buy-Sell AgreementWhy a Buy-Sell Agreement is Your Best Business Partner

Author: Chuck Scrafano | Date:March 9th, 2018 | Category: Blog, Business Risk, Property & Casualty

We’re In This Together Forever, Right? Despite the odds of something going amiss, many of us enter into business relationships much as we enter our personal ones—full of optimism and blinded by a shared affinity. We’re partners for life, so what could possibly divide us? At this point it’s hard to imagine a day when […]

Continue reading...

Actionable DataActionable Data Drives Sound Decisions

Author: Kyle Anthony | Date:March 7th, 2018 | Category: Blog, Business Risk

The Dawn Of A New Approach Big. Personal. Integrated. Predictive. Data. There are as many words to describe the onslaught of available information as there are data points and data sets. In the employee benefits and risk management worlds, our ability to select and integrate meaningful data, provide accurate and actionable analysis and drive desired […]

Continue reading...