Vacant SignThe Challenges of Vacant Property

Author: Susan Tobbe | Date:April 10th, 2018 | Category: Blog, Business Risk, General, Property & Casualty

Everyone Knows What That Is (Or Do They?) When the U.S. economy tanked in 2007, everyone with more than a piggy bank and a bicycle was affected. Notable among the casualties, the commercial real estate market was significantly impacted. Demand for office space plummeted as employers were forced to shed payroll. While U.S. office vacancy […]

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Manufacturing Survey2018 Manufacturing Survey Results Balance Optimism and Concern

Author: Josh Fragoso | Date:March 26th, 2018 | Category: Blog, Property & Casualty

This year, Oswald Companies proudly partnered with The Manufacturing Advocacy and Growth Network (MAGNET) to offer manufacturers the opportunity to participate in a 40-question survey about their businesses and the manufacturing industry. Providing an overall look at the Region’s second largest employer segment, the results benchmark growth, identify areas of concern and provide strategic direction for […]

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Buy-Sell AgreementWhy a Buy-Sell Agreement is Your Best Business Partner

Author: Chuck Scrafano | Date:March 9th, 2018 | Category: Blog, Business Risk, Property & Casualty

We’re In This Together Forever, Right? Despite the odds of something going amiss, many of us enter into business relationships much as we enter our personal ones—full of optimism and blinded by a shared affinity. We’re partners for life, so what could possibly divide us? At this point it’s hard to imagine a day when […]

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HandUnderstanding Your Manufacturer’s Professional Liability Coverage

Author: Lisa Altekruse | Date:February 6th, 2018 | Category: Blog, Business Risk, Property & Casualty

Will your current insurance program provide coverage if your customer sues you for their financial losses due to an error in your manufacturing process/services? You might be thinking this would be covered under your General Liability policy, but in reality, it’s most likely not. This scenario would be covered by Manufacturer’s Errors & Omissions Liability. […]

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Windshield WiperFive Ways to Prepare for Safe Winter Driving

Author: Kathleen Henderson | Date:January 16th, 2018 | Category: Blog, Business Risk, Property & Casualty

Have you heard these terms lately in the news: “bomb cyclone,” “winter hurricane” and – an oldie but goodie – “polar vortex.” Well it’s back – winter, cold, ice and snow. These are some of the most dangerous driving conditions of every year. Are you and your employees prepared for winter driving conditions? Review of […]

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Oswald GroupUnderstanding Your Employment Practices Liability Coverage to Decrease Risk in the Workplace

Author: Mary Fessler | Date:January 8th, 2018 | Category: Blog, Business Risk, Property & Casualty

Employment practice lawsuits can prove to be damaging financially and to a business’s reputation, no matter the size. According to the EEOC, there have been a record number of filings in 2017 and the average cost of employment practice claims has increased dramatically over the past ten years, with claims averaging settlement amounts between $173,000 […]

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ComputerRisk Updates: OSHA 300A Form Due December 1

Author: oswaldcompanies | Date:November 14th, 2017 | Category: Blog, Property & Casualty

This is the first year OSHA requires an electronic submission of the 2016 OSHA 300A Form.  Due Date: Dec. 1, 2017.    Who: Establishments with 250 or more employees that are currently required to keep OSHA injury and illness records, and establishments with 20-249 employees that are classified in certain industries with historically high rates of occupational injuries […]

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Fire extinguisherRisk Updates: Kidde Fire Extinguisher Recall

Author: oswaldcompanies | Date:November 8th, 2017 | Category: Blog, News, Property & Casualty

Recently, Kidde United Technologies reported a product recall involving two styles of disposable fire extinguishers. The United States Consumer Product Safety Commission released the following information regarding this incident: Plastic handle fire extinguishers: This involves 134 models of Kidde fire extinguishers manufactured between January 1, 1973 and August 15, 2017, including models that were previously recalled in March […]

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Risk Updates: Smoke Alarm Safety

Author: oswaldcompanies | Date:October 19th, 2017 | Category: Blog, News, Property & Casualty

More than 1.3 million fires were reported by fire departments in 2016, resulting in an estimated 3,390 civilian deaths—the highest number of fatalities since 2008. Recently, the National Fire Protection Association (NFPA) reported on Catastrophic Multiple-Death fires in 2016 and the details were both striking and tragically sad. Three of every five home fire deaths […]

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