Joining Oswald in 2011, Al partners with business owners, CFO’s, and HR Directors to design sustainable employee benefits programs that attract and retain employees while controlling cost. His experience spans all markets and industries, including manufacturing, professional services, technology, real estate, retail, restaurant, non-profit, and healthcare.  Al has managed and implemented population health and productivity solutions for jumbo and large market employers nationally.

Al is a graduate of Baldwin Wallace University, with a double major in Business Administration and Exercise Science.  He holds the designation of Registered Employee Benefits Consultant from the National Association of Health Underwriters and is licensed in Life, Accident and Health Insurance by the state of Ohio