There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builders Risk coverage for their projects. Oswald’s Design & Construction team recently attended the 2024 AGC Surety and Risk Management Conference, along with 600 of the…
Read MoreNortheast Ohio is in the global spotlight due to its position in the Path of Totality for the total solar eclipse on April 8. As the sun becomes completely covered by the moon, it will likely be dark enough for streetlights to come on and to see some stars –…
Read MoreAs fall turns into winter, we lose daylight, and the weather creates challenging road conditions: one of the biggest winter risk and safety concerns. Review the following quick risk management best practices to support safer winter driving for yourself and your employees: Give yourself adequate time to reach your destination. Allow for an…
Read MoreClimate change, extreme weather and cyberattacks, among other global trends, remain the primary factors driving inflation in premiums for specialties such as commercial property, commercial auto and cyber, according to the Unison Risk Advisors 2023 Fall Commercial State of the Market report. For broad-based insight behind what’s affecting risk and…
Read MoreThe news has been full of cyberattacks recently – and they’re not just targeting small companies. MGM Resorts faced a large cyberattack that had caused the company to lose an estimated 10-20% of revenue per day the company’s systems were down across the country. Competitor Caesars Entertainment faced a similar…
Read MoreDoes your company need a risk management vehicle that not only protects your company, but also provides financial flexibility and return-on-investment? Oh, and did we mention that you would also be the owner of this valuable risk management option? Captive insurance programs are an attractive alternative to high premiums and…
Read MoreDid you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…
Read MoreA common set of chemicals that appear in our drinking water, food and many consumer products is emerging as the latest threat in insurance. And companies that use those chemicals likely will be held accountable by insurance companies. They’re called PFAS, a group of thousands of perfluoroalkyl and polyfluoroalkyl substances.…
Read MorePFAS (perfluoroalkyl and polyfluoroalkyl) are a group of man-made chemicals that have been widely used in industries and consumer products for decades. There are more than 9,000 of these substances that can accumulate in the environment and in the human body, leading to potential health concerns. PFAS chemicals have been…
Read MoreCorporate decision makers know it’s important to protect their most valuable assets—their employees and property. Most also recognize the need for other protective coverage such as cybersecurity insurance. However, many organizations simply overlook environmental perils or assume they’re covered. In fact, fewer than 20% of insurance buyers purchase specialized environmental…
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