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Join Oswald this Thursday, November 14 at 2:00 pm Eastern Time for an overview of how the Affordable Care Act increases the exposure to large claims, how to evaluate your risks and alternatives to conventional funding. Mandated changes from Affordable Care Act which must be made for all group medical…

CLEVELAND – September 3, 2013 – Oswald – one of the largest independently-owned insurance brokerages in the U.S. – is proud to be a sponsor of the first annual WKYC Health and Wellness Expo at the new Cleveland Convention Center. The expo, a free public event, will take place Saturday,…

With all of the constant incoming news on the accessibility of the insurance exchanges, many questions have surfaced. Will they (or won’t they) be ready? What will the costs be? What will the plans look like? It has stirred some debate among HR professionals as to whether this will serve…

Earlier this month, the State of Ohio Department of Insurance released information on the pricing of the proposed rates for the 14 companies that have filed for the 2014 Federal Exchange in Ohio. It states that “insurers expect the cost to cover health care expenses for consumers will significantly increase.”…

While it has received little press to this point, it is important to note that the Strategic Enforcement Plan that the U.S. Equal Opportunity Commission (EEOC) approved on December 17, 2012, will have an effect on how you conduct business. Why is this important news today? Results of this ‘plan’…

Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…

With every paradigm shift, disruptions occur. We are in the midst of employee benefit landscape changes so vast that they rival the passage of ERISA in 1974. Simultaneous with PPACA provisions that affect employers (the tip of the iceberg), there is a massive restructuring of the U.S. healthcare system (the…

We’re excited to be in Tampa on Thursday, Feb. 28, hosting a global benefits panel discussion with HR Tampa, Tampa’s Society for Human Resource Management (SHRM) chapter. Our panelists are based in Paris, Rome and Toronto and are experts in European, North African and Canadian employee benefits. The benefits landscape…