Media Center

What Employers and Employees Need to Know About Long-Term Care Insurance

Kerryn Limongi

Long-term Care (LTC) Insurance has existed for decades however it is becoming more prevalent for a few reasons: Baby boomers are finding out that once you need the coverage, it’s too late. Disqualification occurs if an individual has a debilitating condition, or is over the age of 75. Funding for…

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Closing the Health-Safety Gap: A Holistic, Data-Driven Approach to Risk Management

Steve Carey and Maddie Rich

Historically, worker health and worker safety have been addressed from two separate silos. Safety is normally handled by a finance and safety team focused on occupational safety, lowering instances of injury, and workers’ compensation cost reductions. On the other side, health and wellness programs are typically handled by an HR…

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Labor and Supply Chain Issues Present Challenges to Property Insurance Marketplace

Within the last 24-36 months, we have experienced an environment of rising rates and premium due to: -Billions in losses stemming from catastrophic losses and natural disasters -Decreased carrier investment returns caused by low interest rates -Increased re-insurance rates -Uptick in underwriter scrutiny of renewal submissions The global pandemic has…

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Cyber Risk Advisory: The Russia/Ukraine Conflict

oswaldcompanies

As the world watches the Russian invasion of Ukraine unfold, a close eye should be kept on a different kind of battlefield as well; cyberspace. While we have long known the capabilities of Russian cybercriminal groups, the lines between state-sponsored and independent criminal actors are beginning to blur. For example,…

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Group Health Insurance Risk Management Strategies

Matt Miklos

During these unprecedented times, the challenge of managing the ever-increasing cost of health insurance has become more difficult. Employers should consider implementing risk management strategies that can help to avoid potential claims that drive health insurance costs. This strategy requires employee access to information, education, and personal assistance regarding affordable personal…

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How a Wellness Program Can Have a Positive Financial Impact on Your Benefits Plan

Over the last decade, more offices have added wellness programs to their corporate lineup which may include walking paths around office campuses, workout rooms, and even regular nutrition and health “Lunch and Learns.” In fact, the workplace is doing more disease prevention and wellness than just about any other entity…

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The Great Resignation: Transforming Obstacle into Opportunity

According to the U.S. Bureau of Labor Statistics, a startling 4.5 million people—the highest number ever recorded—voluntarily left their jobs in November 2021. From your local fast-food restaurant to manufacturing shops and the library down the street, it seems like every business, regardless of industry, size, or location, is hurting…

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Insurance Careers: Pursuing Your Passion, Reality or Myth?

At some point in our lives we have all heard the saying, “Do what you love, and you’ll never work a day in your life.” The person uttering those words has likely already achieved some form of financial or personal freedom and is at a different stage of their life…

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Workplace Safety and Health: How Employers Can Take Advantage of Wellness Dollar Utilization

oswaldcompanies

Health insurance companies offer Wellness Dollars to their members to help promote employee health and well-being. Healthier employees drive improved productivity and lower medical costs. These dollars are frequently used for programs such as smoking cessation, weight loss programs, fitness challenges and/or exercise equipment. Many health insurance companies have recognized…

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Private Equity Risk and Insurance: Avoid Closing Pains by Addressing HR, Benefits Issues: Crain’s Cleveland Feature

oswaldcompanies

Oswald Companies was a featured contributor in the Crain’s Cleveland Custom Content: ACG 2022, January 2022. In the article titled “Avoid Closing Pains by Addressing HR, Benefits Issues,” Brian Stovsky, Business Development Leader, Private Equity at Oswald Companies, discusses the importance of making employee benefits a key focus as M&A…

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