Media Center

Protect the Net: Evaluation of Disability Insurance for Athletes, Part 1

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

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SparkAmerica Fit City Challenge Announces Winners of Spring Corporate Challenge

190 companies and nearly 3,500 participants accumulated more than six million activity minutes for the Spring Challenge. CLEVELAND – June 30 – Oswald, one of the nation’s largest independent insurance brokerage firms, announced the winners of the SparkAmerica Spring Fit City Challenge. Oswald is a strategic partner of the SparkAmerica…

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Group Health Plan Advisory: COVID Vaccine Incentives

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Some employers require employees to obtain COVID vaccines as a condition of employment, while many others are instead choosing to offer incentives to encourage their workforce to obtain COVID vaccines. Any time an incentive is tied to a vaccine, it is necessary to consider applicable nondiscrimination rules found under HIPAA,…

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[On-Demand Webinar] Empower360: A New Healthcare Plan, Exclusive to Columbus and Youngstown

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WATCH FULL WEBCAST (Password: Empower2021!) Looking to reduce healthcare costs and provide better healthcare to your employees? Watch here for an introduction to Empower360, an enhanced direct primary care membership model, exclusive to companies in the Columbus and Youngstown areas, with access to specialists through a direct care network. Empower360…

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Benefits Trends Shaped by COVID-19 in 2021 and Beyond

While brighter days are on the horizon, the COVID-19 pandemic and its impact on employees and their benefits continues to be the main topic within Human Resource departments. The year 2020 was a make-it-or-break-it test for employers and benefit strategies. As a result, 2021 benefits packages are evolving to accommodate…

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Group Health Plan Advisory: Department of Labor Releases COBRA Subsidy Website and Model Notices

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The Department of Labor (DOL) released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act or 2021 (ARPA). The website will be a central location that the DOL uses to inform individuals of their potential…

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[On-Demand Webinar] ICHRA: Control Your Healthcare Spend, Once and For All

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WATCH FULL WEBCAST (Password: ICHRA2021!) Ever increasing and often erratic health insurance renewals can blow up even the most well-planned annual employer budget. Adopting an ICHRA model can literally fix the healthcare expense line with a predictable number that won’t change, regardless of your claims experience. Secret be told, the…

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[On-Demand Webinar] Redefining the Way Prescriptions are Priced and Administrated to Save You Money

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WATCH FULL WEBCAST (Password: Oswald4CapRx!) Watch and see why replacing your Pharmacy Benefit Manager with Capital Rx through Oswald may be “just what the doctor ordered.” Capital Rx’s innovative Clearinghouse Model™ offers true claim-level accountability for drug pricing. By bringing employers and pharmacies together, Capital Rx has disconnected PBM profit from…

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Joe Curtis Joins Oswald Companies as Vice President, Director of Group Benefits, Michigan

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DETROIT – March 19, 2021 – Oswald Companies, one of the country’s largest independent insurance brokerage and risk management firms, is pleased to announce the appointment of Joe Curtis to Vice President, Director of the firm’s Group Benefits Practice, Michigan Market. Curtis brings more than 20 years of experience in…

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Health Savings Accounts Need a Major Makeover

In 2003, Windows XP was the predominant operating system on most computers. Imagine for a moment how frustrating it would be today if Microsoft was prohibited by law from upgrading and improving their technology beyond that point. When health savings accounts (HSAs) were created by Congress that same year, the…

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