Media Center

Taking the Guesswork Out of Various Liability Coverages – Which Coverage Do You Need and Why?

Julie Ghann

Manufacturer Errors & Omissions This covers a manufacturing mistake or negligent service that results in a third-party financial loss without bodily injury or property damage. Trigger of Policy: Financial loss to your customer due to your faulty product Claim Scenario: You make a product that you sell to an end…

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[Sept. 7 Event] Navigating the Ever-Changing Landscape of the Design, Development & Construction Industry

oswaldcompanies

Join us as we discuss the current state of the construction industry as it relates to insurance, contract provisions, market issues, and the growing influence of manufacturing, data, and lean strategies. Insights will be from local industry leaders at Oswald Companies, Taft, Demain, and Capstone Apartment Partners. Thursday, Sept. 7 2023 |…

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Reserve Your Seat for our Annual All Ohio Convocation Sept. 7 in Columbus

oswaldcompanies

The All Ohio Convocation, a risk management program for architects and engineers and industry legal professionals, will take place Thursday, September 7, 2023. The full-day annual event, hosted by Oswald Companies, will offer 5.0 AIA/ HSW / CLE credits (pending approval) and will cover a wide-range of topics including: The…

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Driving Towards Autonomy: The Impact on Auto Insurance and Liability

Megan Ewing

It’s crazy to think that we are headed down the road (like that pun?) of having completely autonomous vehicles drive us around from one place to another. In the coming decade, our roads will be flooded with self-driving cars. Our time in the car can finally be productive – we…

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[On-Demand Webinar] Avoid the Headache of Improperly Stating Your Business Income and Falling Short on Coverage

oswaldcompanies

Business interruption is commonly one of the most confusing and misunderstood coverages for insureds. Clients often juggle with the struggles of projecting an accurate calculation and are torn with being underinsured or paying for coverage not needed. Improper calculation can lead to immense financial risk assumption by the business or…

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National Insurance Awareness Day

oswaldcompanies

Did you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…

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Steps to Minimize the Insurance Risks of PFAS Chemicals

Traci Barlage

A common set of chemicals that appear in our drinking water, food and many consumer products is emerging as the latest threat in insurance. And companies that use those chemicals likely will be held accountable by insurance companies. They’re called PFAS, a group of thousands of perfluoroalkyl and polyfluoroalkyl substances.…

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Hurricane Season: Preparation and Contingency

oswaldcompanies

With hurricanes and tropical storms threatening areas of the United States, we have provided the following information on preparedness and contingency: HURRICANE PLANNING AN IMPENDING STORM DURING A STORM/POST-STORM After the Storm: Do what you can to secure all property from further loss. Cover roof damage with tarps and cover…

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The Cost of Not Buying Flood Insurance

oswaldcompanies

Flooding events cause billions in damage each year and can occur anywhere. While most consumers do not believe they will be affected, 99% of the counties in America were impacted by flooding between 1996 and 2019, according to the Federal Emergency Management Agency. A flood is caused by mother nature…

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The Forever Chemical: Unveiling the Dangers and Implications of PFAS

Cody Geisler, CLCS

PFAS (perfluoroalkyl and polyfluoroalkyl) are a group of man-made chemicals that have been widely used in industries and consumer products for decades. There are more than 9,000 of these substances that can accumulate in the environment and in the human body, leading to potential health concerns. PFAS chemicals have been…

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