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Taking the Guesswork Out of Various Liability Coverages – Which Coverage Do You Need and Why?

Julie Ghann

Every business has its bad days and problems to solve, so make sure you have the right coverage to protect your business when common issues arise. Manufacturer Errors & Omissions This covers a manufacturing mistake or negligent service that results in a third-party financial loss without bodily injury or property…

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Builders Risk: Being Prepared Can Tip the Scales in Your Favor When it Comes to an Insurance Claim

There’s a significant amount of risk involved in any construction project, so all builders should be prepared in case of an accident on the job. It will make the process of making a claim on your insurance easier, more efficient and, hopefully, put the odds in your favor. Claims Treat…

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How to Build a World of Protection Around Your Construction Project and Your Business

There’s a significant amount of risk involved in any construction project, so builders and contractors can’t be too careful when it comes to securing Builder’s Risk coverage for their projects. One way to ensure compliance is to be aware of the latest trends in insurance coverage and contract terms. Think…

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[Video] Risk and Insurance: 360-Degree Protection from Oswald Companies

oswaldcompanies

Understanding your insurance coverage is vital for protecting your assets and ensuring peace of mind. Here’s how Oswald offers 360-degree protection to meet clients’ needs.  

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Why Employers Should Consider the URA Health Insurance Captive (Part 3)

Ron Boynar

Captive insurance One way to mitigate risk is by joining a captive. Captive insurance enables organizations to take control of their program, reduce costs and maintain a healthy, engaged workforce while spreading risk across a group of employers. Employers can maximize their benefits investment in good years by capturing profit…

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[Video] Oswald’s Commitment to Client Protection and Service

oswaldcompanies

Insurance is often an afterthought, until it’s urgently needed. At Oswald, we continuously see risk so you see opportunity.  

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Understanding the Difference: Duty to Defend vs. Reimbursement Insurance Policy Forms

Zachary Zenger

When it comes to navigating the complex world of insurance, particularly in the context of legal defense, the two provisions that are widely considered are Duty to Defend and Reimbursement/Indemnity forms. While both provisions are specific to liability coverage, it is important to understand the difference between them because they…

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[Video] Talent Depth in Risk and Insurance at Oswald Companies

oswaldcompanies

At Oswald, our team’s rich pool of skills, knowledge and expertise is what sets us apart. We believe that talent depth translates into delivering value to our clients and our community.  

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Are Short-Term Rental Homes Worth the Risk? What Owners Need to Know to Insure Their Investment Property

Cincinnati is bustling with redevelopment projects for entertainment, beautiful parks and concert venues. Areas like this are ideal for investing in real estate for visitors to enjoy. Websites such as Airbnb and VRBO offer thousands of short-term rental home options for this very reason. If you aren’t familiar, anyone can…

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The U.S. Supreme Court Has Just Changed Buy-Sell Agreements For Years to Come: Will Your Company and its Owners be Impacted?

Greg Babcock

In a unanimous ruling, the U.S. Supreme Court just made a significant decision that will impact the structuring of buy-sell agreements for closely held companies. These are commonly used by business owners to ensure that, when one owner dies, their interest will be sold to the other owners or to…

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