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Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your ‘paths of least resistance’ which…

In Part 1 of this article we discussed the importance of Permanent Total Disability (PTD) and what to look for when acquiring it. For this part let’s turn our focus to Loss-of-Value (LOV) insurance. Remember that PTD covers an athlete in the event of a career-ending injury. LOV, on the other…

Many employees are postponing retirement and working beyond the traditional retirement age of 65. While this segment of the workforce provides important experience, there are some challenges for both the employer and the employees. Employees may not fully understand what Medicare offers and stay on the group health plan at…

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

Actions and planning during the off-season impact how well you are ready to weather another wildfire season. In the past few years, the U.S. mainland has experienced bigger and more frequent wildfire activity. Read below for timely advice on wildfires. Prepare Know where to go Be familiar with evacuation routes…

WATCH FULL WEBCAST (Password: lifeinsurance1!) As a successful family plans for the future, leaving a legacy is the crowning achievement. Watch here for an in depth look at today’s life insurance marketplace. Jeff Wasserman will give us insight on current tax laws, planning and strategies to maximize protection for your…

What if I told you there was a way to craft an insurance portfolio that has the potential to enhance coverages and perhaps even reduce premiums? A way to get more value out of your premium dollars in terms of programs and higher-level advisory services? Whether you are a member…

The best time to prepare for a hurricane is before the onset of the season, not within 48 hours of landfall.  As we prepare for another hurricane season, planning is key. While trending topics include everything from safeguarding personal property to evacuation routes, another important factor is your homeowner’s insurance.…

As the pandemic and resulting health crisis began last year, having more time at home, many began checking belated items off their ‘to-do lists.’ Tasks included ‘power’ cleaning, purging closets and basements, performing light home remodeling projects (the staff at Home Depot and Lowe’s now greet me and my husband…

CLEVELAND – Feb. 26, 2021 – Oswald Companies is proud to announce that Karen Sturm has been recognized as 2021 Risk & Insurance Power Broker® in an annual listing of the most influential commercial insurance brokers by the professional trade magazine. Karen Sturm is dedicated to guiding high net worth…