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For many people, this is the most wonderful time of the year! With the holidays right around the corner, we’re starting to make our “to-do” lists. But before you buy the turkey or start chipping away at your gift list, you may need to address an area that’s frequently overlooked…

It starts like any other Monday morning. After brewing a cup of coffee in the office kitchen, you walk to your desk and power on your computer. You’re ready to start the workday, but when you click on the file you were working on last week, you’re horrified to find…

In response to President Biden’s executive order issued in September, the Occupational Safety and Health Administration (OSHA) released its highly anticipated emergency temporary standard (ETS) on COVID-19 vaccinations and testing on November 4. The new ETS covers private-sector employers (Note: healthcare, nursing homes, Medicare and Medicaid facilities, as well as…

Oswald Companies’ Stanley Sieniawski of InsureOne Benefits explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they…

As the economy continues to open up and COVID restrictions are lifted, the American workforce faces yet another adaptation. With many people now adjusted to working from home, businesses and organizations are bringing employees back into the office or introducing a hybrid future that combines working from home with days…

If an organization is considering incentivizing vaccinations, mandating vaccinations or introducing financial penalties for unvaccinated employees, a number of general rules need to be considered before introducing a policy within the organization. To assist in the interpretation of the rules, here’s some basic information you should know: The HIPAA/ACA financial…

As the summer winds down, several new developments on the COVID-19 front are having a massive impact on how organizations across all industries approach vaccination policies. With the surging Delta variant, news of at least one additional variant and recent FDA approval of the Pfizer/BioNTech COVID-19 vaccine (with more approvals…

Unlike commercial property & casualty markets that have numerous insurers, the aviation insurance market is highly specialized with far less insurers. Depending on the nature of a risk and the limits needed, multiple insurers may be required to insure 100 percent of a placement, or there may only be one…

The Covid-19 pandemic will likely be one of the costliest catastrophes the construction industry has ever faced. As a leading national practice in construction, Oswald has experienced the following firsthand: increases in material costs, workforce management and electronic bonding. Here are some lessons learned. Three Steps to Fight Inflation in the…

Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your ‘paths of least resistance’ which…