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Unlocking Value in Your Life Insurance

For over 20 years life settlements have been a little known, yet powerful tool that provided individuals over the age of 70 a way to unlock value in their existing life insurance policy. In its basic form, a life settlement transaction involves a policy owner, the seller of the life…

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Defining Moments – Believe in Dreams – C to C, The Commitment to Community Podcast Series from Oswald

Believe in Dreams is a Northeast Ohio-based youth empowerment organization who serves kids who are economically disadvantaged and/or have survived non-medical adversity or trauma. Over 50 percent of the youth served have experienced three or more serious hardships. Check out the podcast below for a conversation with Michelle Wohlfeiler Bailin,…

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Health Care Reform Advisory: Guidance Released for Health Plan Coverage Over-The-Counter COVID-19 Tests

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On January 10, 2022, the Departments of Labor (DOL), Health and Human Services (HHS), and Treasury (“The Departments”) released Frequently Asked Questions (FAQ) Part 51, in response to the Biden Administration’s directive to issue guidance requiring group health care plans and insurers to provide coverage of over the counter (OTC)…

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Why the C-Suite Should Be More Involved in Managing Their Benefits Plan

Employee benefits are becoming more and more important for companies who are competing for the best and the brightest available in this ever-changing work landscape. According to a recent article, discussions about employee benefits are under more scrutiny than ever from the C-suite and beyond. The reasons? There are several,…

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Group Health Plan Advisory: Court Rules OSHA Vaccination Mandate Emergency Temporary Standard Can Move Forward

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The Sixth Circuit U.S. Court of Appeals has overturned an earlier court ruling that had blocked OSHA’s vaccine mandate Emergency Temporary Standard (ETS). The new ruling means that private employers with at least 100 employees will need to implement a mandatory vaccination program unless the U.S. Supreme Court intervenes. In…

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Support in All Seasons: Dress for Success – C to C, The Commitment to Community Podcast Series from Oswald

Uplifting others is always in style. That’s what Melony Butler lives and breathes as CEO of Dress for Success Cleveland. This organization provides support in all seasons, meeting women where they are, with the full-range of specialized programs and opportunities. While clothing remains in their name, and how many first…

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Cyber Risk Advisory: Apache Log4j Vulnerability

A maximum severity rating was recently issued for Apache Log4j vulnerability on Dec. 10, 2021. It allows cyber threat actors to use remote code execution on the servers of the open-source Java package used for logging applications. Log4j is widely used in consumer and enterprise services, websites, applications, and operational…

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Ohio Legislation Update: Design Professional Payment Assurance Bill

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Ohio Senate Bill 49, also known as the Payment Assurance Bill, was signed into law July 12, 2021, and took effect on Oct. 4, 2021. It established a payment assurance program for registered Design Professionals thus allowing them to file a lien for unpaid fees on projects located within Ohio.…

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Unison Risk Advisors Introduces wellness+

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Just in time for your new year’s resolutions, on Jan. 1, 2022, Unison Risk Advisors (Oswald Companies and RCM&D) will introduce a new wellness solution for you and your employees. Even better news is this wellness solution will provide you with a no cost wellness platform along with the tools…

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Positive Outcomes: C to C, The Commitment to Community Podcast Series from Oswald

Junior Achievement of Greater Cleveland exists to inspire and prepare young people to succeed. Joe Faulhaber, now in his sixth year as president of the organization, learned the true meaning of this mission when the global pandemic hit home for the 30,000+ students they serve. Built on the organization’s history…

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