Media Center

Oswald to be Sponsor at WKYC Health and Wellness Expo

oswaldcompanies

CLEVELAND – September 3, 2013 – Oswald – one of the largest independently-owned insurance brokerages in the U.S. – is proud to be a sponsor of the first annual WKYC Health and Wellness Expo at the new Cleveland Convention Center. The expo, a free public event, will take place Saturday,…

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Tightening Your Financial Belt? Tips for Managing Your Personal Insurance

Kimberly Lucarelli

With an increasingly unpredictable economy, the topic of reducing the cost of home and auto policies is front and center.   Of course, it’s never prudent to cancel your home or car insurance poli­cies or let them lapse. That is not only risky, it could invite trouble.   However, by…

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Will COBRA Survive the PPACA?

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With all of the constant incoming news on the accessibility of the insurance exchanges, many questions have surfaced. Will they (or won’t they) be ready? What will the costs be? What will the plans look like? It has stirred some debate among HR professionals as to whether this will serve…

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Health Care Exchanges: Avoiding the Pitfalls in Employee Communications

oswaldcompanies

Earlier this month, the State of Ohio Department of Insurance released information on the pricing of the proposed rates for the 14 companies that have filed for the 2014 Federal Exchange in Ohio. It states that “insurers expect the cost to cover health care expenses for consumers will significantly increase.”…

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EEOC and Genetic Discrimination: Employers Take Note

oswaldcompanies

While it has received little press to this point, it is important to note that the Strategic Enforcement Plan that the U.S. Equal Opportunity Commission (EEOC) approved on December 17, 2012, will have an effect on how you conduct business. Why is this important news today? Results of this ‘plan’…

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User Risks Suggest Social Media Is Not So “Friend-ly”

oswaldcompanies

Would you give a complete stranger the keys to your home or office? Probably not. Yet that’s exactly what occurs when you or a family member log onto a social media site like Facebook, or one of the popular “check-in” sites, without taking adequate steps to guard your privacy. Those…

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Cyber Attacks and Liability: An International Threat

Kim Ferenchak

The Internet has fundamentally changed the cyber liability landscape in that it is both global and borderless.   According to the Verizon 2013 Data Breach Investigation Report, 38% of security breaches hit larger organizations with 20% involving the manufacturing and transportation industries. The report cited that most breaches involve “stolen…

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Onsite Health Clinics: Exploring the Advantages

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Onsite Health Clinics are not just for the jumbo employers any more. Anticipating shortages in primary care, and frustrated with the cost and quality of care available, companies of all sizes are taking primary care in-house. Employers are also expanding the scope of their clinic services, finding many ways to…

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Parents: Recognize The Risks of Teenagers, Parties and Alcohol

Kimberly Lucarelli

If you have teenagers, or will soon, don’t ever assume … … they’ll never invite friends over when you’re away. Or that their friends will never bring alcohol into your home. Teens thrive on friendships and weekend parties, but long gone are the days when teens planned those parties during…

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Growing Public Resentment of Wealth Creates Disturbing Trend

Kimberly Lucarelli

If you are professionally successful, financially comfortable, own a nice home in an “upscale” zip code, there’s a growing threat you could become the target of a high-stakes lawsuit … simply because of your status. That’s the conclusion of a recent national survey sponsored by ACE Private Risk Services among…

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