Media Center

Unbundling Prescription Drug Plans Can Help Control Employer Health Plan Expenses

In the complex landscape of employer-sponsored health plans, one area often overlooked but ripe for scrutiny is prescription drug coverage. As health care costs continue to soar, smart businesses are reevaluating their approach to this essential component of employee benefits. By unearthing the hidden intricacies of prescription drug expenses and…

Read More

2023 Fall Commercial State of the Market


Climate change, extreme weather and cyberattacks, among other global trends, remain the primary factors driving inflation in premiums for specialties such as commercial property, commercial auto and cyber, according to the Unison Risk Advisors 2023 Fall Commercial State of the Market report. For broad-based insight behind what’s affecting risk and…

Read More

Protecting Our Most Vulnerable: Strategies in Creating an Effective Child Sexual Abuse Prevention Program

Betsy Harting

The mission of many human service organizations is to provide meaningful programs and services in their community to children and their families in a safe, supportive setting. One of the most important aspects of these services is to protect the most vulnerable population that they serve. Sadly, child sexual abuse…

Read More

From Turnover to Dedication: Eight Ways to Boost Employee Engagement

In today’s competitive business landscape, retaining talented employees is crucial for maintaining stability and growth. High turnover and absenteeism rates can hinder productivity and morale within an organization. The key to addressing these challenges lies in enhancing employee engagement. Engaged employees are not only more productive and committed, but also…

Read More

Creating a Cybersafe Workplace Culture

The news has been full of cyberattacks recently – and they’re not just targeting small companies. MGM Resorts faced a large cyberattack that had caused the company to lose an estimated 10-20% of revenue per day the company’s systems were down across the country. Competitor Caesars Entertainment faced a similar…

Read More

Captive Insurance Programs Offer Flexibility and Security

Does your company need a risk management vehicle that not only protects your company, but also provides financial flexibility and return-on-investment? Oh, and did we mention that you would also be the owner of this valuable risk management option? Captive insurance programs are an attractive alternative to high premiums and…

Read More

Taking the Guesswork Out of Various Liability Coverages – Which Coverage Do You Need and Why?

Julie Ghann

Manufacturer Errors & Omissions This covers a manufacturing mistake or negligent service that results in a third-party financial loss without bodily injury or property damage. Trigger of Policy: Financial loss to your customer due to your faulty product Claim Scenario: You make a product that you sell to an end…

Read More

Understanding the Advantages of Accelerated Underwriting in Life Insurance

Dan Snyder

In recent years, the life insurance industry has witnessed a significant shift toward accelerated underwriting approaches. Here are the key features, advantages and considerations associated with this innovative approach. Understanding Accelerated Underwriting Accelerated underwriting is a streamlined process that uses advanced technology and data analytics to expedite the life insurance…

Read More

Four Ways to Effectively Communicate Benefits to Employees

In the fast-paced and ever-evolving world of human resources, effective employee benefits communication has become crucial in attracting and retaining top talent. As organizations adapt to new technologies and changing workforce demographics, the way they communicate their benefits packages must also transform. However, even the most thoughtfully developed benefits strategies…

Read More

Driving Towards Autonomy: The Impact on Auto Insurance and Liability

Megan Ewing

It’s crazy to think that we are headed down the road (like that pun?) of having completely autonomous vehicles drive us around from one place to another. In the coming decade, our roads will be flooded with self-driving cars. Our time in the car can finally be productive – we…

Read More