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Insurance requirements for administering employee plan benefits confuse many fiduciaries and retirement plan officials. While an ERISA or fidelity bond is required by law, fiduciary liability insurance can also be helpful. So, what’s the difference? Purpose: An ERISA bond policy protects an employer-sponsored retirement plan from dishonesty or fraud, such as…

Active assailant events are becoming more frequent and they’re causing more injuries and casualties than ever before. They’re happening in schools, public spaces and workplaces of all types. This alarming trend prompted Oswald to host a three-part webinar series on prevention, response and recovery. The first webinar took place on…

There has been a significant shift in underwriting cyber liability insurance in the past three years, mostly driven by substantial claims. As the cyber liability market begins to stabilize from a pricing standpoint, the scrutiny on cybersecurity controls hasn’t lessened. Underwriting standards continue to increase and evolve along with the…

Many problems can stop your business in its tracks – supply chain issues, worker shortage or strike, acts of nature. Join Oswald for a roundtable discussion, Wednesday, May 17 at 3:00 p.m. at Kenwood Country Club Cincinnati, on best practices and legal considerations when problems arise. Learn how to investigate…

Prevention. Response. Recovery Less than four months into 2023, the U.S. already had 155 mass shootings. If we continue at this pace, at least one mass shooting will occur every day, somewhere in America. These shootings have happened in schools, at events, and in businesses of all kinds, putting all…

Baseball season has begun, hockey is closing in on playoff season, football is just around the corner — and sports betting is now legal in Ohio. It’s the perfect potion to entice some employees to place a bet using company computers. While it might seem harmless to spend a few…

The hard market continues as we navigate our way through the first half of 2023. What does this mean for your business? In the short-term, it means continued difficulties in procuring coverages and renewals, as well as expensive premiums when you manage to obtain a policy. Despite these current challenges,…

If you’re insuring any type of property this year, it’s going to be tough, especially if you’re in an area that experiences potentially catastrophic events such as multi-cell windstorms and tornadoes. Trends have emerged among those who have already renewed their property and casualty insurance this year and they show…

Gone are the days of writing physical checks and handing them off to a known banker for deposit or putting them in the mail for payment to a personal contact. Now, nearly all transactions are completed electronically without conversation between the parties involved. While convenient, this can leave you at…

Cyberattacks are on the rise, with individuals being targeted by digital criminals who threaten to hack into personal information. While we all prefer to think it won’t happen to us, everyone is a potential target. Below are some tips to protect your personal online presence, including social media accounts, use…