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The food and agriculture business sector faces several challenges and risks that are unique to the industry. This makes finding the right insurance coverage more critical and relies on dedicated policies and carriers to ensure the proper minimization of risk to you, your business, and your employees. Whether you’re a…

Actions and planning during the off-season impact how well you are ready to weather another hurricane season. In recent years, the U.S. mainland experienced more hurricane activity than in the recent past. If you felt prepared, that’s great – keep it up! If you didn’t feel prepared, now is the…

Your business is unique. While you may operate in the same market as your competitors, the conditions surrounding your company are yours and yours alone. As a result, your insurance coverage should also be unique to your business and be specific to fit your needs. You may find that a…

Insurance is a unique product. Most people only think of it when they need to file a claim, at renewal time or when they find their current carrier is no longer able to meet their needs. While price is important, it is no longer the main driving force behind insurance…

Some employers require employees to obtain COVID vaccines as a condition of employment, while many others are instead choosing to offer incentives to encourage their workforce to obtain COVID vaccines. Any time an incentive is tied to a vaccine, it is necessary to consider applicable nondiscrimination rules found under HIPAA,…

Whether they are located near or in schools, hotels or government buildings, many companies are concerned about the danger of active assailants and workplace violence. Reports of active shooter violence initially declined in the early part of 2020. However, in a worrying trend, the frequency of shootings and violence began…

What if I told you there was a way to craft an insurance portfolio that has the potential to enhance coverages and perhaps even reduce premiums? A way to get more value out of your premium dollars in terms of programs and higher-level advisory services? Whether you are a member…

As more and more businesses integrate technology into their operations, a growing threat comes in the form of cybersecurity risks. The agriculture business industry is not immune and a cybersecurity claim could be catastrophic to your company. Most insurance policies cover a physical interruption to your business operations, such as…

Faced by supply chain and hiring challenges, unpredictable shutdowns, and ever-changing regulations, CFOs are more strapped for time and resources than ever before. While insurance typically falls under a CFO’s large and growing list of responsibilities, it’s often on the backburner. Policies are simply renewed year after year. All is…

CLEVELAND – April 28, 2021 – Oswald Companies has announced the appointment of Deborah Cooper to the position of Chief Human Resources Officer. Cooper joins the 128-year-old risk management and insurance brokerage firm as a member of the executive team and will be based at the firm’s Cleveland headquarters. She…