Media Center

Group Buying Programs and Regulatory Changes Expand Healthcare Options for Small and Mid-Size Businesses

Al Rubosky

It is no secret that sole proprietors and middle market employers have faced challenges when purchasing healthcare insurance for themselves and their employees. Sole proprietors find the rising costs of purchasing on the individual market a hindrance to securing the best coverage. Small employers are often limited in their selections…

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Put Away the Sledgehammer: Use Data to Change Behaviors and Control Cost

Oswald Companies

Passing along medical plan costs to employees is nothing new. In fact, this traditional approach has been used for decades as employers scramble to find ways to afford the escalating costs of group benefit plans. Unfortunately, the status quo has many negative, albeit unintended, consequences. Passing along additional costs or…

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Laws of Attraction Prevail: Taking Control of the Healthcare Renewal Process

Ron Boynar

When selling a house, most of us don’t invite buyers over with dirty laundry on the floor and a sink full of dirty dishes. We know that “showing” a house when it’s at its “worst,” can make it more difficult to sell and probably cost us money in the long run.…

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Is It Time You Reconsidered Your Pharmacy Benefit Manager?

Marc Lasceski

As open enrollment time approaches each year, companies have to look at every aspect of their benefits package in order to manage rising costs while still offering their employees attractive options. One part of the package that’s getting more and more attention is Pharmacy cost and the role of the…

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Steve Hopp Joins Oswald’s Employee Benefits Team

oswaldcompanies

CLEVELAND – May 9, 2018 – Oswald Companies has announced the addition of Steve Hopp to the Cleveland employee benefits team. In his role as Senior Sales Executive, Hopp partners with organizations to develop and implement innovative and sustainable total rewards solutions encompassing employee benefits, private equity and independent schools.  …

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Actionable Data Drives Sound Decisions

Oswald Companies

The Dawn Of A New Approach Big. Personal. Integrated. Predictive. Data. There are as many words to describe the onslaught of available information as there are data points and data sets. In the employee benefits and risk management worlds, our ability to select and integrate meaningful data, provide accurate and…

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It’s Not Just Insurance Anymore

Jonathan Sadlier

Healthcare Benefit Trends Address Risk Management Employers grapple with offering benefits that sustain their organizations’ bottom line and meet the needs of employees. It gets harder every year and last year was no exception. Managing benefits, particularly healthcare coverage, impacts profitability and as the war for talent escalates, total rewards…

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Oswald Companies Welcomes Shawn Bogenrief to Columbus Branch

oswaldcompanies

CLEVELAND – Jan. 30, 2018 – Oswald Companies has announced the addition of Shawn Bogenrief to the Columbus risk management team. In his role as Senior Sales Executive, Bogenrief partners with organizations to develop and implement innovative and sustainable total rewards solutions encompassing employee benefits, retirement and wealth management practices.…

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The Confidential Advocate: Employee Assistance Program (EAP)

oswaldcompanies

Years ago, I was meeting with a commercial prospect. They were interviewing agents to see what additional benefits could be offered to re-engage their staff. As we continued our conversation, I learned that one of their floor managers, a highly skilled member of the team who typically motivated others, had…

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Identity Theft | A Costly Crime

oswaldcompanies

Identity theft is a crime. According to the Insurance Information Institute, more than 15.4 million U.S. adults were affected by this in 2016. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in…

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