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Passing along medical plan costs to employees is nothing new. In fact, this traditional approach has been used for decades as employers scramble to find ways to afford the escalating costs of group benefit plans. Unfortunately, the status quo has many negative, albeit unintended, consequences. Passing along additional costs or…

When selling a house, most of us don’t invite buyers over with dirty laundry on the floor and a sink full of dirty dishes. We know that “showing” a house when it’s at its “worst,” can make it more difficult to sell and probably cost us money in the long run.…

As open enrollment time approaches each year, companies have to look at every aspect of their benefits package in order to manage rising costs while still offering their employees attractive options. One part of the package that’s getting more and more attention is Pharmacy cost and the role of the…

CLEVELAND – May 9, 2018 – Oswald Companies has announced the addition of Steve Hopp to the Cleveland employee benefits team. In his role as Senior Sales Executive, Hopp partners with organizations to develop and implement innovative and sustainable total rewards solutions encompassing employee benefits, private equity and independent schools.  …

The Dawn Of A New Approach Big. Personal. Integrated. Predictive. Data. There are as many words to describe the onslaught of available information as there are data points and data sets. In the employee benefits and risk management worlds, our ability to select and integrate meaningful data, provide accurate and…

Healthcare Benefit Trends Address Risk Management Employers grapple with offering benefits that sustain their organizations’ bottom line and meet the needs of employees. It gets harder every year and last year was no exception. Managing benefits, particularly healthcare coverage, impacts profitability and as the war for talent escalates, total rewards…

Years ago, I was meeting with a commercial prospect. They were interviewing agents to see what additional benefits could be offered to re-engage their staff. As we continued our conversation, I learned that one of their floor managers, a highly skilled member of the team who typically motivated others, had…

CLEVELAND – March 21, 2017 – The Employee Benefits Division of Oswald Companies was recently featured as the largest in the Greater Cleveland region, by Crain’s Cleveland Business, in its annual listing of the largest Employee Benefits Service Firms. “The last 18 months have been truly transformative for our division,…

Oswald is proud to be a sponsor of the SBN Smart 50 awards in Columbus for the third consecutive year. The Smart 50 Awards recognize the top executives of the 50 smartest companies in the region for their ability to effectively build and lead successful organizations. All 50 winners will…