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Are Insurance Captives Right for Your Business?

Moira Lyon and Jonathan Sadlier

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

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Wildfire Season: Maintain Your Response Plan Annually

Marcco Gambatese

Actions and planning during the off-season impact how well you are ready to weather another wildfire season. In the past few years, the U.S. mainland has experienced bigger and more frequent wildfire activity. Read below for timely advice on wildfires. Prepare Know where to go Be familiar with evacuation routes…

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SparkAmerica Fit City Challenge Announces Winners of Spring Corporate Challenge

190 companies and nearly 3,500 participants accumulated more than six million activity minutes for the Spring Challenge. CLEVELAND – June 30 – Oswald, one of the nation’s largest independent insurance brokerage firms, announced the winners of the SparkAmerica Spring Fit City Challenge. Oswald is a strategic partner of the SparkAmerica…

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A Dive into Water Perils: Maximize Your Insurance Protection

Susan Tobbe

When it comes to water, we’re stuck in a love-hate relationship. In Michigan, we’re surrounded by it and celebrate it every summer when we launch our boats, head north with the jet skis, and plan our beach outings. Yet, water can quickly turn on us, replacing fun with considerable property…

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Oswald Companies Named to Top Workplaces List For The Eighth Consecutive Year

oswaldcompanies

CLEVELAND – June 28, 2021 – For the eighth consecutive year, and ninth year overall, Oswald Companies was named to The Plain Dealer Top Workplaces, midsize company list, announced June 27, 2021. Evaluations for the Top Workplaces program are based on results from employee survey questions, which are focused on…

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What Questions Should You Be Asking Your Agribusiness Insurance Provider?

oswaldcompanies

The food and agriculture business sector faces several challenges and risks that are unique to the industry. This makes finding the right insurance coverage more critical and relies on dedicated policies and carriers to ensure the proper minimization of risk to you, your business, and your employees. Whether you’re a…

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Zoe Brown to Receive 2020/2021 Cleveland SHRM Member of the Year Award June 24

oswaldcompanies

CLEVELAND — June 22, 2021 —  Zoe Brown, Learning and Development Manager at Oswald Companies, has been named a 2020/2021 Member of the Year honoree. This award is intended to recognize a member who has contributed in an exemplary manner to the Cleveland Society for Human Resource Management (CSHRM) and…

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Five Questions to Ask When Considering Alternative Insurance Options For Your Agriculture Business

oswaldcompanies

Your business is unique. While you may operate in the same market as your competitors, the conditions surrounding your company are yours and yours alone. As a result, your insurance coverage should also be unique to your business and be specific to fit your needs. You may find that a…

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Five Steps to Prepare For Hard Market Conditions For Agribusiness

oswaldcompanies

Insurance is a unique product. Most people only think of it when they need to file a claim, at renewal time or when they find their current carrier is no longer able to meet their needs. While price is important, it is no longer the main driving force behind insurance…

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Group Health Plan Advisory: COVID Vaccine Incentives

oswaldcompanies

Some employers require employees to obtain COVID vaccines as a condition of employment, while many others are instead choosing to offer incentives to encourage their workforce to obtain COVID vaccines. Any time an incentive is tied to a vaccine, it is necessary to consider applicable nondiscrimination rules found under HIPAA,…

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