There has long been a debate whether a focus on public health at the local level really makes a difference in health outcomes. Joel Pszczolkowski, a benefits analyst with Taylor Oswald, collaborated with other researchers to shed some light on the issue. The findings, published in the journal Springer’s Discover…

Problem A manufacturer provided health insurance for roughly 50 employees. The organization connected with Oswald, even though they had just made an entire plan and broker change 10 months prior. Oswald gained deeper insights into the organization’s goals, values, and culture, while also providing a brief overview of the process Oswald…

What does winter weather mean to you? -Fluffy piles of snow? -Ice storm followed by rain? -Prolonged sub-freezing temperatures? -Strong winds? -Snow, after snow, after more snow for weeks at a time? -Power outages due to ice, wind or snow? There are no wrong answers here. Depending on the type…

With 2025 kicking off, people have reached out asking what this year has in store for the health insurance market. Tough question, with a lot of nuances. As the M&A market (hopefully) substantially improves, deal teams want to know how to forecast trend into quality of earnings and purchase price…

Ransomware has been a common term for cyberattacks for years, but privacy liability claims are on the rise and should be a concern for your organization. For years, ransomware was the parting gift after a system compromise, but litigation is the unwanted gift that keeps giving. The volume of litigation…

List Recognizes U.S. Companies For Exceeding Best Practices in Financial Responsibility, Stakeholder Ratings, Social Responsibility CLEVELAND, Dec. 18, 2024 – Oswald Companies was recognized in the second annual rankings of the Excellence 1000 Index by Newsweek. The list honors the top 1,000 companies that have demonstrated best practices in financial…

Since 1996, the federal government has been protecting patient information through the Health Insurance Portability and Accountability Act, better known as HIPAA. Those regulations were updated in Spring 2024, and all businesses with at least 50 employees are required to update their policies by Dec. 23, 2024. Implementing an initial…

Following the fatal shooting of UnitedHealthcare’s CEO on Dec. 4, organizations of all sizes have begun asking more questions about security and protection. Many are familiar with insurance products such as Directors & Officers or Executive Liability, which protect executives from potential lawsuits. But, what about protecting high-profile executives from…

An FSA is an employer-sponsored benefit that allows employees to contribute a portion of their paycheck into a special account that can be used for qualifying medical expenses. The contributions are made on a pre-tax basis, reducing your taxable income and, therefore, lowering your overall tax liability. For 2024, the…

Workplace violence is becoming more prevalent in American society. While it is commonly referred to as an active shooter incident, workplace violence ranges from verbal abuse to physical assault. According to the FBI’s 2023 report on active shooter incidents, there were 229 active shooter incidents between 2019-2023, up 89% from…