Planning Ahead is Key for Senior Living Facilities The common advice many give when faced with an active shooter situation is to Run, Hide, Fight. But what if the event happens in a place where the population doesn’t have those options? Such an incident happened recently in New London, Ohio.…

Initially viewed as a high-priced toy, drones have become a tool for taking aerial photos and video, monitoring crowds, and even spotting wildlife trends. The possibilities are endless for businesses of all kinds, which also means businesses could be held liable for damages caused by a drone. That’s why the…

When considering a merger or acquisition, either you are doing the acquiring or you are being acquired, it’s essential to get your insurance broker involved at the onset to help protect your firm during M&A negotiations. As a nation’s economy cycles, so does the level of mergers and acquisitions (M&A)…

Each year, the Occupational Safety and Health Administration (OSHA) releases its top 10 violations. This year’s list looks similar to years past, but some hazards gained a more prominent ranking.   Fall Protection – With 6,307 violations in fiscal year 2024, fall protection maintained its top ranking, but the number…

Lockout/Tagout/Tryout Electrical systems and installations are highly regulated for the safety of all involved. Follow these guidelines to ensure you are in compliance. If systems need to be energized for work, only properly trained, licensed, and qualified people may work on these systems. The systems can only be worked on…

These days, the accumulation and sharing of personal data online is a common topic. Just about any company that uses a website or social media is looking to capture data to gain a better understanding of their clients’ needs. However, that can have legal and insurance implications. In recent years,…

Hear from Doug Stalter on how employee ownership sets Oswald apart from other insurance brokerage and risk management firms. 

Organizations are often faced with two questions when it comes to employees. How do we provide a safe workplace environment and how can we ensure employees are accurately reporting the hours worked? For the solution, many employers have turned to using biometrics. These biometrics can include facial recognition to enter…

If you haven’t had a fresh set of eyes review your health insurance program then the time is now. Click below to learn how we helped a client save more than $500,000 and build a strategic plan for long term success.

The insurance market continues to soften, with premiums rising across the board but at a slower pace than in the first half of 2024. Some lines such as Workers Compensation, Cyber, Directors & Officers and Employment Practices Liability saw premium declines this quarter, while others including Commercial Auto and Commercial…