Misunderstood and Underutilized: Medicare Advantage Plans as an Option to Employer-Based Coverage

Matt Miklos October 19, 2023

Matt Miklos of UROne Benefits®explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they choose to continue…

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Personal Risk Webinar Series: How to Better Protect Yourself, Your Family and Your Investments

oswaldcompanies September 15, 2023

Watch on-demand our personal risk summer webinar series to better protect yourself, your family and your investments. Watch On-Demand All Sessions in This Series: Session 1: Insuring Successful Individuals and Families Market Trends 2023 June 29, 2023 | Watch Full Webcast (passcode: Trends23!) Successful individuals and families have worked hard…

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National Insurance Awareness Day

oswaldcompanies June 28, 2023

Did you know that today is #NationalInsuranceAwarenessDay? We want to thank our clients for the opportunity to help protect the people and things most important to them. Risk and insurance needs continually evolve; it’s critical that your policies keep up with these changes and are regularly reviewed. Please check out…

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The Cost of Not Buying Flood Insurance

oswaldcompanies June 19, 2023

Flooding events cause billions in damage each year and can occur anywhere. While most consumers do not believe they will be affected, 99% of the counties in America were impacted by flooding between 1996 and 2019, according to the Federal Emergency Management Agency. A flood is caused by mother nature…

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Historic Homes Deserve Specialized Insurance Protection

Many of the most desirable towns and city neighborhoods are centered around a cherished historic district marked by charming older homes and buildings with architectural significance. If you’re lucky enough to live in one of these historic homes, properly insuring your investment is imperative. You didn’t choose a cookie-cutter house,…

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Distracted Driving: When Higher Auto Insurance Rates Become the Least of Your Worries

Corissa Banghart April 4, 2023

We’ve all seen it—that person in the car beside us who’s looking down at a phone, eating a cheeseburger, or even applying makeup. This makes most of us very nervous for good reason. In an age when constant contact is expected, texting, monitoring emails and attending virtual meetings have become…

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The Real Value of Personal Indemnity

Mark Rader February 28, 2023

Most surety deals for privately held companies require the personal guarantee of business owners, similar to bank credit.  When a business gets larger and stronger financially, personal guarantees may be eliminated at some point.  Keep in mind, however, that a surety is also an unsecured creditor, so the surety is…

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New Year, New Opportunity to Review Your Valuables

oswaldcompanies February 17, 2023

The holidays are the giving season but now that the celebration is over, make sure you have adequate coverage to protect your valuables from damage, loss and theft. Perhaps you received a beautiful piece of jewelry or art, a valuable watch, book or bottle of wine. Maybe you even found…

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Water Damage is a Leading Cause of Loss for Homeowners

oswaldcompanies November 1, 2022

It’s a familiar sound – drip, drip, drip. When a water leak happens, we immediately run to turn off the water valve. Our minds are already racing, wondering how long it has been leaking, how much damage has been done and what it will cost to fix. You’re not alone.…

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Cyber Protection Webinar Series: Hygiene, Incident and Breach Response

oswaldcompanies October 12, 2022

Join us for a four-part cyber webinar series as we discuss cyber security from an insurance, legal and technical perspective. Our panel will discuss current potential threats, the importance of cyber insurance, and the protocols to adhere to that can help your business avoid or overcome cyber and ransomware attacks.…

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