Risk Control

Oswald’s Risk Control services are designed to reduce your exposure to liability and loss, while also lessening the frequency and severity of losses, and properly managing claims in your time of need. Our dedicated specialists are industry experts who work closely with you to develop and maintain successful safety and risk management loss prevention.

You can feel confident the experts at Oswald will protect your business and proactively manage your loss control and claims needs.

PROPERTY LOSS CONTROL

Oswald staffs our Risk Control Department with experienced, industry trained professionals. Our strength is demonstrated in the value our clients receive in managing the relationship with the carrier and in development of strategies to reduce frequency of loss.  We use technology and our market relationships to stay in front of emerging trends that affect your risk profile.

Examples of services include:

  • Carrier Loss Control Management
  • Disaster Recovery Planning
  • Environmental Risk Assessment
  • Fire protection engineering and inspection
  • Inspection and Maintenance
  • Property program overview
  • Promoting safety awareness
  • Reducing Total Cost of Risk

CASUALTY LOSS CONTROL

Our approach to the casualty side of Loss Control is to focus on the basics. We do this through strategies that are driven by information and delivered with forethought. Our
services are designed to identify internal best practices and promote solutions paralleling the goals and objectives of your organization.  We find that relationship between the science of engineering
and the art of managing behavior is symbiotic. The two must work together to reduce the frequency of loss.

Some of the services we provide include:

  • Auto/Fleet Safety
  • Ergonomics
  • General Liability Avoidance
  • Industrial Hygiene
  • OSHA compliance
  • Onsite assessment
  • Products Design Assessment
  • Risk Steering Committee
  • Root Cause Analysis
  • Workplace Hazard Assessment

CLAIMS MANAGEMENT

We believe the key to managing costs is to employ a strong and directed claims management program. So often, an organization will cede their responsibility and duty to manage insurance claims off to an insurance carrier. Our philosophy is to take back control of your claims costs by working with your organization to create a customized internal process to efficiently process claims, and to improve your partnership with your TPA or carrier. We act as an extension of your risk management team.

Costs are controlled and exposures reduced by having a party representing your interest that acts separately from the constraints of the policy between Insured and Carrier. As your Claims Advocate, we provide technical expertise, management tools, administrator oversight, and coverage interpretation. Our programs are designed to interact with your management team and reflect the business objectives of your company.

Examples of services include:

  • Advocacy in Coverage Disputes
  • Business Interruption
  • Claim Administrator Oversight
  • Liaison with Insurance Carrier/TPA
  • Loss Reporting
  • Loss Trending and Development
  • Open Claim Review
  • Program Run-Off
  • Reserve Analysis
  • Settlement Strategies
  • TPA selection services

DATA ANALYTICS

  • Data consolidation
  • Develop and report on key performance metrics
  • Cost allocation programs
  • Financial reporting
  • Web-based property valuation collection
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