Your Guide to Insuring Jewelry

Were you aware that according to The U.S. Jewelry State of the Market Report (Edahn Golan Diamond Research & Data, 2015), high-net worth clients spend four times as much on jewelry as the national average, and last year, sales grew significantly (over previous years)?

Your client’s financial investments in precious gems and metals may be significant, not to mention the sentimental and emotional value.

Do your clients understand:

• How / if their jewelry is protected under their homeowners insurance?
• Appraisal and valuation requirements?
• How a claim may be settled to their best benefit?

We are pleased to include a resource guide that our partners at Chubb Insurance recently published. We encourage you to share “Your Guide to Insuring Jewelry,” with your clients and hope it will assist in answering your, or their, questions.


We hope you will contact us to discuss this, or other personal insurance questions, further.

Kimberly A. Lucarelli, CIC
Director of Sales, PCM, Sr. Vice President
Oswald Companies

Note: This communication is for informational purposes only. Although every reasonable effort is made to present current and accurate information, Oswald makes no guarantees of any kind and cannot be held liable for any outdated or incorrect information.