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One of the largest independent and employee-owned firms, we deliver strategic solutions in employee benefits, business and personal risk, life insurance, and retirement plans. Learn more.

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Countdown to ACA Reporting Filing Deadlines

Author: Andrea Esselstein Date:February 10th, 2017

As a reminder, deadlines are approaching to file the required IRS forms under the ACA employer reporting requirements. Applicable Large Employers (ALEs) are required to report whether Minimum Value, affordable coverage was offered to any full-time employees (full-time for at least one month during the year).  Full-time equivalent employees must be included when determining if […]

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Protect the Net: Evaluation of Disability Insurance for Athletes, Part 2

Author: Ron Boynar Date:February 9th, 2017

In Part 1 of this article we discussed the importance of Permanent Total Disability (PTD) and what to look for when acquiring it. For this part let’s turn our focus to Loss-of-Value (LOV) insurance. Remember that PTD covers an athlete in the event of a career-ending injury. LOV, on the other hand, provides a benefit for […]

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Get to Know Oswald Companies

Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation's largest independent insurance brokerage and risk management firms. As a proud member of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals can service and support the needs of our clients throughout the U.S. and worldwide.

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