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One of the largest independent and employee-owned firms, we deliver strategic solutions in employee benefits, business and personal risk, life insurance, and retirement plans. Learn more.


HCRFeb12ChartCMS Medicare Part D Reporting | Upcoming Deadlines

Author: Christina Schmitz Date:February 12th, 2016

Background Information Notice and Reporting of Creditable or Non-Creditable RX Coverage If employers offer prescription drug benefits within Group Health Plans, Medicare Part D regulations require employers to distribute a notice of Creditable or Non-Creditable prescription drug coverage to Medicare-eligible employees and retirees by October 14 each year. In addition to the notice of Creditable […]

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frozen pipe dangerThe Big Freeze: Frozen Water Pipe and Burst Prevention Tips

Author: Eric Kuchenmeister Date:February 11th, 2016

It’s hard to believe we are now two years removed from the 2014 Polar Vortex that swept much of the Eastern U.S. with temperatures not seen in decades. In its wake, the event left some $5 billion in damages caused by frozen pipes and business interruptions due to the subsequent water damages. No practice was […]

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Get to Know Oswald Companies

Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation's largest independent insurance brokerage and risk management firms. As a proud member of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals can service and support the needs of our clients throughout the U.S. and worldwide.

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