Alternative Risk – Captives and Programs

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Reduce Costs | Take Control | Create Stability


If your business experiences repeatable, consistent risk, this is where an alternative risk solution, such as a captive, can offer:

  • Reduced Costs: Return of unused premium and investment income can lead to potential lower costs and lower net effective costs.
  • Control: A captive can offer leverage against insurers, program and coverage flexibility, insulation from “the pool” of other risks and more control over claims through advanced risk control, safety practices and culture.
  • Stability: Minimize unpredictable insurance pricing, mitigate shock losses and provide asset protection.

Oswald has access to group captives for just about every industry and we build specific programs for companies that don’t fit in a group, or don’t want partners in their insurance program.

Oswald has the industry knowledge, marketplace leadership and proven solutions, to get started on a custom program for you today.

To learn about Oswald’s specialized Alternative Risk practices, our proprietary strategic process, and our solutions at work for hundreds of businesses, contact Jason T. Stevenson, CIC, CPIA, Alternative Risk Strategies Leader at Oswald Companies.

His diverse background in Finance, Insurance, Real Estate, Restaurants and Technology puts him in perfect position to effectively develop and implement alternative solutions for his clients and for Oswald. He has a passion for innovation and has been in the Alternative Risk and Captive space for over a decade. During this time he has developed and implemented strategic products and programs in Real Estate, Construction, Active Assailant Cover, International Transportation, and Franchisors industries to name a few.

Key Service Areas

  • Captive review, consulting and placement: Don’t go it alone. Let us review, consult and place coverage as needed.
  • Reinsurance negotiating: Are you already taking significant risk? Let us place your reinsurance.
  • Program Development: We can build a new program or manage and develop one you already have.
  • Alternative Services: We can source actuarial, legal accounting, domicile, or management as needed.

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