Agribusiness is constantly evolving, along with the risks that come with it. Whether you are a farmer, processor, equipment manufacturer, distributor or brewer our comprehensive risk mitigation approach makes Food and Agriculture Insurance one less concern for your business. Oswald is an employee-owned, full-service insurance brokerage and risk management firm and we can assist with the following:
We look at our clients as more than an Agricultural enterprise. There are people, property, and business interests that are unique to your organization. With the help of our experienced advisors, we will work with you to recommend proper coverage and protect what matters most to your business.
Your property and equipment are some of your most important assets. When a breakdown or damage occurs, we will work to have you back up and running as fast as possible. We know that every operation is different, and we work to customize coverage for your specific needs.
Employees are as important if not more important than your equipment and facilities for a successful business. Attracting and retaining those employees may include offering benefits like such as group medical, and dental insurance. There are other available options that may be a better fit for your operation including an Individual Coverage Health Reimbursement Arrangement (ICHRA) or a variety of Voluntary Benefits like disability or critical illness which can be structured at no additional cost to the employer.
With advances in agricultural methods and equipment comes the use and more reliance on technology. Hardware and software used in operations can be compromised by outside actors. Sensitive data may also be at risk. This can leave a business vulnerable to shutdowns, penalties, and fines. We can evaluate a companies’ needs for Cybersecurity Coverages to help protect and replace your technological assets.
Protecting the integrity of your agriculture business and its reputation are more important than ever. Product recalls can devastate an organization if they are not planned for ahead of time. Product Recall Insurance covers more than a General Liability Policy and can be structured to reimburse a business for losses and expenses incurred from a covered product recall event.
As an Agricultural Executive or Owner, you may be at risk from decisions that were made in our litigious society. Protecting you and your business is done through a customized approach after we understand you and your operation.
As a full-service risk management and insurance brokerage, we can handle all claims from start to finish. Our in house team of experienced Client Managers work directly with clients and carriers to facilitate a quick resolution to your claim. Our job is not over until your Agricultural claim has been settled.
Oswald is a proud member of the Ohio Farm Bureau.