Founded in 1893 in downtown Cleveland, Oswald Companies is an employee-owned insurance and risk management firm, who has served generations of families and businesses throughout the world.
As the official risk advisor of the Cleveland Browns, we’re proud to be the home team, protecting your team, working hand-in-hand with each corner of the organization to deliver meaningful results.
Recognized as a Top Workplace in Northeast Ohio, our employee-owners live our mission of caring for our clients and communities, creating a world of support around those we serve.
At Oswald, we see risk so you see opportunity.
Risk Vs. Reward Returns for the 2026-27 Season
As the Official Risk Advisor of the Cleveland Browns, Oswald Companies is proud to bring back Risk Vs. Reward for another season on Cleveland Browns Daily.
Each Tuesday, Dave Zastudil, former Browns punter and Managing Director of Property & Casualty at Oswald Companies, joins the show to break down the biggest risk and reward moments from the previous week’s game. Combining his experience on the field with decades of risk management expertise, Dave offers a unique perspective on the decisions, turning points and strategies that shape outcomes.
Tune in Tuesdays from 3 to 5 p.m. on ESPN 850 Cleveland, ClevelandBrowns.com, the Browns Mobile App or the Cleveland Browns YouTube channel to catch the latest Risk Vs. Reward insights from Dave throughout the season.
Risk management perspective. Football insight. Every Tuesday.
Risk Vs. Reward Episode 2: Browns Week 3
Risk Vs. Reward Episode 1: Browns Week 2
The Official Risk Advisor of the Cleveland Browns
At Oswald, we see risk so you see opportunity. Connect with our team through the form below to learn more.
