Design and Construction

Oswald’s nationally recognized professional construction practice is built on a strong foundation of knowledge, collaboration, and industry leading products, services and carrier relationships. From construction risk management and insurance, to professional liability for architects and engineers, and surety bond solutions, Oswald provides a holistic approach to serving our clients.

We view risk from the ownership perspective, understanding the unique needs and urgency of situations that arise, and responding in real-time to our clients. We are forward-thinking on behalf of our clients, in both creative solutions to their risk management, liability, surety bonds and insurance needs, and in providing protection and preparation for the opportunities ahead.

We call on our team’s depth, experience and fundamental knowledge to meet core challenges that our construction clients face, as well are finely in-tune with emerging products and breakthrough solutions in our industry.

We work hand-in-hand with our clients to offer one-of-kind service and offerings. Learn more about the Oswald Construction Practice and our integrated service model and capabilities.

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Our Team

Architects & Engineers


Risk Management

Construction team

Building a wall of protection for architects and engineers.

Our Architects and Engineers Professional Liability Practice is managed by the experienced team at Oswald. Their practice serves the needs of architects, engineers, construction managers, and general contractors. Our architects and engineers risk management specialists include lawyers and an architect who can review your contracts for insurability and provide education programs to protect your company. Our specialists understand the unique aspects of architects and engineers professional liability.

Our expert team is dedicated to meeting the complex needs of:

  • ArchitectsAE Construction_000013086213web
  • Engineers
  • Environmental Consultants
  • Land Surveyors
  • Landscape Architects
  • Construction Managers

Contact us to discuss professional liability insurance for architects and engineers.

Learn more:

Services Offered
All Ohio Conference
Forms and Applications
Exclusively for Small Firms

Read our A&E Newsletter | Risk Review

Click below to inquire about our customized Surety solutions:

SuretyConstruction   SuretyCommercial

Expert advice on the implementation of your surety program.

Depending on your needs, our surety services may include an in-depth review of your business, a narrative write-up, underwriter meetings, program negotiation and ongoing client relationship building with the surety underwriter. Our goal is to ensure clear, candid and frequent communication between all parties in order to deliver maximum surety capacity and service without any surprises.

Types of Bonds Written

Businesses use surety bonds for a variety of reasons, which include meeting government requirements or guaranteeing obligations between private parties. Normally, each surety bond includes a financial or performance guarantee, or both. Oswald is a full service surety broker offering of a complete complement of surety bonds in the following categories.

  • Construction Bonds and Contract Bonds:  These include bid, performance, payment and maintenance bonds.
  • Commercial & Court Bonds:  These include appeal, supersedeas, court, customs, license, permit, lien, reclamation, tax, subdivision, supply, utility, wage & welfare, self-insured bonds and many more.
  • Fiduciary & Probate Bonds:  These include guardian, conservator, administrator, executor, receiver and trustee bonds

Mark L. Rader, VP & Surety Practice Leader at Oswald Companies, brings 30 years of surety industry experience to solve your most complex and demanding bonding issues.  Mark is a recognized expert at identifying ways to solve bonding problems that fit your needs.


constructionCoverage Expertise

Our construction risk management experts review your insurance policies for coverage adequacy along with contractual requirements from outside parties to ensure compliance. We also specialize in owner-controlled/contractor-controlled insurance placements and the complete array of project specific coverage.

Risk Retention Analysis

Using an array of financial and risk tolerance measurements, including your capacity to bear risk, we can advise you on optimal levels of risk retention in order to maximize financial results.

Risk Management for Loss Prevention & Safety

Our loss prevention specialists are industry experts who work closely with you to develop and maintain successful safety and risk control programs. Our mission is to provide quality loss prevention risk management training and services designed to reduce exposure to liability and loss, while lessening the frequency and severity of losses.

Claims & Litigation Management Services

Our claims management advocates offer an extensive range of claim mitigation services through expert advice on claim presentation and coverage strategies, including specific planning for each step in the claims process. Our comprehensive claim services are designed to make sure claims are settled quickly, fairly and cost-effectively.

Loss Projection & Legacy Management

Our proprietary tools allow us to analyze historical experience and project losses for the coming policy period. This includes reserve analysis and loss projections to define risk retention levels, policy limits, and comparisons of alternative loss financing methods.

Professional & Environmental Risk Management

Our professional E&O capabilities are managed by the staff of experienced professionals at Oswald who serve the needs of construction managers, general contractors, architects, and engineers. Our E&O specialists include lawyers and an architect who can review your contracts for insurability and provide in-house education programs on risk management topics to protect your company. Our environmental practice is led by an experienced environmental consultant who provides expert review of environmental exposures and placement of tailored risk management solutions including Pollution Legal Liability insurance.

Captive Insurance Solutions

Our captive insurance company solutions allow you to earn more income through the reduction of taxable income, or capturing traditional insurance company underwriting profits and investment income in your own business. Our captive insurance services also include feasibility studies for captive domicile and ownership design.

Subguard Insurance

We offer a subcontractor bonding alternative for larger contractors. This insurance product can be tailored to reduce the total costs associated with subcontractor default, while improving job performance efficiency and profit.

Workers Compensation Program Administration

Our workers’ compensation solutions include expert claims personnel who save you money by aggressively managing new losses, resolving old losses, and preventing future losses. In addition, our Ohio-specific workers’ compensation experts manage their Ohio workers’ compensation program by developing risk strategies to minimize program costs. Strategies include TPA and MCO assessment / evaluation, BWC sponsored premium reduction programs and integrated risk and safety consulting services.

Contact us to learn more.