Lowering risk has its rewards.

Since 2000, ERChealth has delivered its proven preferred risk pool health care insurance and risk awareness solution, saving clients millions of dollars in premiums, and creating healthier, more productive workforces.

ERChealth has consistently and significantly beat the market relative to annual premium rate adjustments. This fully insured program, designed for employers with a minimum of 51 eligible employees, provides participating middle market employers the tools necessary to reduce claims and manage health insurance costs.

Underwritten by Anthem Blue Cross and Blue Shield, an independent licensee of the Blue Cross and Blue Shield Association, serving residents and businesses in Ohio, the ERChealth program is supported by local Anthem client and customer service and a dedicated ERChealth service team.

ERChealth Goals

  • Preferred rate offering
  • Below trend renewal premiums
  • Risk awareness through preventive, primary care and early detection
  • Risk management focus
  • Offer behavior and lifestyle change resources
  • Develop levers for employers incentive/contribution benefit designs
  • Forefront of consumer-driven product designs
  • Ease of implementation
  • Stability – 92% employer retention

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