In his role at Oswald, Joe Curtis leads the Group Benefits department in the Michigan office. He brings more than 20 years of experience in creating and consulting on Employee Benefits programs of all sizes. Among his many areas of expertise, he is highly skilled at assisting companies through rapid growth transitions, including mergers and acquisitions. In addition, he specializes in self-funded programs and prescription benefit consulting. Through his years in the field, he has developed strong relationships with all major carriers which is of great benefit to his clients.