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Expanding Your Fleet? Weigh the Risks of Gas, Electric, Hydrogen Fuel Cell Vehicles

As the economy continues to gain momentum, many companies are growing their fleets. On the minds of business owners is whether to stick with traditional gas-powered vehicles or switch to electric or hydrogen fuel cell-powered vehicles. All have their risks and benefits, including in how they are insured and protected.…

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Driving Towards Autonomy: The Impact on Auto Insurance and Liability

Megan Ewing

It’s crazy to think that we are headed down the road (like that pun?) of having completely autonomous vehicles drive us around from one place to another. In the coming decade, our roads will be flooded with self-driving cars. Our time in the car can finally be productive – we…

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Protecting Your Business on the Road: The Importance of Hired and Non-Owned Auto Insurance

Wanda Mondry

Sometimes business just can’t be completed without getting in the car. Chances are your employees use their own vehicles to meet clients, go to the bank, pick up lunch for the office, or make a quick trip to the store for supplies. All make for a smoother workday. But there’s…

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Michigan Auto Insurance Law Change: How Does it Affect Commercial Coverage?

oswaldcompanies

If you live in Michigan, chances are very good that you’ve heard about the new auto insurance law taking effect on July 2, 2020. Chances are also good that you’re not entirely sure what the changed law means to you if you’re the holder of a commercial auto policy. A…

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Why Consider an Excess Liability Policy

At what dollar amount would you be comfortable liquidating tangible assets to comply with a legal judgement in the event you are sued? This may be a difficult question to answer. Within our litigious society, peace of mind can be hard to find. The potential for involvement in a third-party…

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Personal Insurance Market Trends 2019: How Evolving Risks Impact Your Insurance Program

oswaldcompanies

If you have recently reviewed your insurance renewal policies, you may be one of many asking yourself, ‘why did my premium go up so much this year?’ Several trends have impacted home, auto and liability premiums, including weather and non-weather related losses (water), increased costs of technology in homes and…

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Professional Athletes as Brand Ambassadors | Personal Risk

Professional Athletes and Coaches are often furnished vehicles from luxury automobile manufacturers, or high end auto dealerships, with the intent of promoting a specific brand. While not expected to make monthly lease payments, the arrangement may come with a non-monetary consideration for the vehicle loan, inclusive of signed merchandise and…

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