Oswald Companies was a featured contributor in the Crain’s Cleveland Employee Benefits: Thought Leadership Custom Content, July 2021. In the article titled “Effectively communicating with employees in a hybrid environment,” Bill Fisher, Senior Vice President, Practice Leader, Group Benefits, discusses the importance of employee communication and engagement for all aspects…
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Communicating with employees has always been a vexing problem. Though, we can’t blame it on too little communication, considering the amount of emails and phone calls zoom through offices every day, even beyond the traditional office hours. And considering how fast-paced businesses run, we aren’t stopping to consider if our communication capabilities…
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In Part 1 of this article we discussed the importance of Permanent Total Disability (PTD) and what to look for when acquiring it. For this part let’s turn our focus to Loss-of-Value (LOV) insurance. Remember that PTD covers an athlete in the event of a career-ending injury. LOV, on the other…
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Many employees are postponing retirement and working beyond the traditional retirement age of 65. While this segment of the workforce provides important experience, there are some challenges for both the employer and the employees. Employees may not fully understand what Medicare offers and stay on the group health plan at…
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As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…
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190 companies and nearly 3,500 participants accumulated more than six million activity minutes for the Spring Challenge. CLEVELAND – June 30 – Oswald, one of the nation’s largest independent insurance brokerage firms, announced the winners of the SparkAmerica Spring Fit City Challenge. Oswald is a strategic partner of the SparkAmerica…
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Some employers require employees to obtain COVID vaccines as a condition of employment, while many others are instead choosing to offer incentives to encourage their workforce to obtain COVID vaccines. Any time an incentive is tied to a vaccine, it is necessary to consider applicable nondiscrimination rules found under HIPAA,…
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WATCH FULL WEBCAST (Password: Empower2021!) Looking to reduce healthcare costs and provide better healthcare to your employees? Watch here for an introduction to Empower360, an enhanced direct primary care membership model, exclusive to companies in the Columbus and Youngstown areas, with access to specialists through a direct care network. Empower360…
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While brighter days are on the horizon, the COVID-19 pandemic and its impact on employees and their benefits continues to be the main topic within Human Resource departments. The year 2020 was a make-it-or-break-it test for employers and benefit strategies. As a result, 2021 benefits packages are evolving to accommodate…
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The Department of Labor (DOL) released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act or 2021 (ARPA). The website will be a central location that the DOL uses to inform individuals of their potential…
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