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Putting Risk in Its Place with Long-Term Disability Coverage

Perhaps of greatest concern is the traditional limit on monthly benefits. Over the last 10 years, the median monthly benefit limit for disability policies has decreased while earnings have increased nearly 27 percent. This scenario doesn’t paint a pretty picture for the disabled employee, their family and – when all… One solution is the use of Individual Disability Income (IDI) coverage for top executives as a separate a supplemental strategy from the standard company plan. IDI plans are underwritten like group policies, while providing higher limits and more customization of benefit provisions based on the individual’s goals. Oswald has consistently… The following case study illustrates the point: An investment banker became disabled with clinical depression and attention deficit disorder. He continued working for over a year, but his condition deteriorated, and he began experiencing anxiety, exhaustion, dysphasia and impaired concentration. His doctor recommended in-patient treatment and prescribed a host of…

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Maximizing the Potential of Your Human Capital

“Savvy employers are adding more value in their healthcare plans and looking to secure better returns for both their investment and that of their employees,” says Kyle Anthony, Director, Human Capital Practice for Oswald. “While wellness programs are under increased pressure to prove how they drive lower cost, we know…

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Sip & Learn: Population Health Management Strategies: June 19 Seminar

oswaldcompanies

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What Michigan’s New Paid Medical Leave Act Means for Employers

Marc Lasceski

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Sip & Learn: Innovations in Benefits and HR: June 18 Seminar

oswaldcompanies

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Sip & Learn: Innovations in Healthcare: May 16 Seminar

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Globally Mobile Workforces: Addressing Your Risks, Expanding Your Opportunities

Michael Farago and Michael Casey

In addition, the number of accidental deaths for travelers aged 15 to 44 is two-to-three times higher than rates among the same age group at home in the United States or Canada. Data from a UnitedHealth Group and the Economist Intelligence Survey further supports the need to protect globally mobile…

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2020 Benefits Spring Cleaning: May 21 Seminar

oswaldcompanies

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Under Pressure to Change: How Health Care Benefits Can Deliver In Employee Recruiting and Retention

William Grebenc

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Managing Intermittent FMLA Leave: When Relying on the Honor System Isn’t Enough

Christina Schneider

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