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The fact Americans are living longer – an average of 78.7 years, nine years longer than in 1960 – is attributed to many factors – healthier lifestyles, better access to medical care, and advances in health care practices and medicines. The use of prescription drug plans has become a staple…

What is Medicare? Medicare is the health insurance program run by the Federal Government. It is available to those 65 and older, those under 65 with certain disabilities, and those with end-stage renal disease. If you don’t sign up when first eligible at age 65 and don’t have qualifying coverage…

CLEVELAND – Oct. 7, 2019 – Oswald Companies, one of the largest independently owned insurance brokerages in the U.S., has announced the acquisition of InsureOne Benefits, Inc. InsureOne Benefits is a health insurance and Medicare benefits brokerage firm, based in Litchfield, Ohio, which specializes in delivering individual and family health…

This benefits update is a feature presented by Oswald’s Strategic Accounts Group.

Inertia can set in as employers struggle to balance escalating benefits costs with organizational financial targets. For employers, passing along higher costs to employees seems to be the easiest and most traditional way to sustain benefits programs. Meanwhile, employees often passively enroll in same original plan they chose when first…

What if you woke up one day and through no fault of your own – your salary was reduced by 40 percent. You weren’t demoted, fired or boldly in the throes of a disruptive career change. It’s a safe assumption the impact would be significant. You and your family’s world…

Is your company up to the challenge of attracting and retaining the top performers needed to drive your business? Recruiting and retention has taken on a “Game of Thrones” approach where the competition is fierce to land the right candidate. And despite what most pundits say about millennials – Forbes…

Join us, Wednesday, June 19 at Kenwood Country Club, as we discuss innovative strategies in population health management. Key topics include: Preferred Risk Pooling Oswald Lean Wellness Strategies & Coaching Health Academy Oswald Direct Primary Care Agenda: Registration and Networking: 3:30 p.m. – 4:00 p.m. Program: 4:00 p.m. – 5:00…

Since Michigan’s new Paid Medical Leave Act went into effect on March 29, 2019, most employers with at least 50 employees are now required to provide up to 40 hours of paid time off for eligible employees each year. Which Employers and Employees are Exempt from the New Law? Certain employers…

Join Oswald, Guardian and Paylocity on Tuesday, June 18 at The Country Club at Muirfield Village, for a wine tasting paired with hors d’oeuvres, to learn how other Central Ohio employers are using innovative benefits, HR and risk management strategies to win in this competitive labor market. Guardian will kick-off…