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Employee benefits have become a key part of the hiring and retention of employees in today’s hiring market. There is increased stress on compensation as demand for higher salaries and pay rates come from potential hires and the existing workforce. An employer’s willingness to put the time and effort into…

Today’s headlines are filled with talk about inflation and rising prices. Although the recent Consumer Price Index reporting has showed a slight curve in trend, businesses will continue to deal with the balancing act of absorbing cost increases while retaining employees. The cost of labor and benefits continues to rise,…

For years, employee benefits were designed with a broad workforce in mind. But broad is no longer enough.  Today’s workforce is more diverse, more dynamic and more vocal about what support really looks like. Employees want benefits that reflect real life, not generic offerings that overlook the needs shaping their…

At the height of the pandemic, virtual care became a critical avenue for healthcare delivery, providing patients with access to essential services from the comfort of their homes.  Telemedicine usage among physicians skyrocketed during this period, jumping from 15.4% in 2019 to 86.5% in 2021, according to the Centers for Disease Control and Prevention.   Much has changed over the past five years,…

Join us for the first program in our three‑part 2026 executive series, Managing the Modern Employment Lifecycle: From Talent to Termination and Beyond. 2026 Is Here. Are You Ready? Join us at the First Light Forum, hosted by Oswald Companies with Buchanan shareholders Christian Antkowiak and Erin McLaughlin. In this labor…

The word “health” probably calls to mind nutritious foods and exercise, but a person’s overall well-being is so much more than a balanced diet and regular physical activity. Mental, emotional, and financial factors are deeply connected to physical health. For organizations running an employee benefits program, neglecting even one of these areas can lead to poorer health outcomes and higher costs.   Consider depression, which affects nearly one-fifth of U.S. adults. Though…

We know you strive to provide benefits that protect your employees’ well-being and financial security. One area that often gets overlooked is the potential need for long-term care (LTC). LTC provides non-medical support for people who need help with daily activities, such as bathing, dressing or eating or those who…

One of the most challenging aspects of running an employee benefits program is finding a balance between quality and cost control. Oftentimes, the two seem to be at odds. However, with the right strategy in place, employers can offer cost-effective solutions without compromising on quality.   The cost of employer-sponsored health benefits continues to escalate, putting greater financial pressure on employers. Annual family…

CLEVELAND – January 28, 2026 – Oswald Companies, one of the country’s largest independent insurance brokerage and risk management firms, is pleased to announce the appointment of Deena Rini and Michael Clark as Co‑Managing Directors of its Health and Benefits Division. Rini joined Oswald in 2007 and has more than 15 years…

Early detection has the power to save lives.   When cancers are caught early, before they spread to other parts of the body, they have a higher likelihood of responding to treatments such as surgery or chemotherapy, research shows. Cancers that are not detected until later stages, on the other hand, are more difficult to treat and have limited…