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Pharmacy is one of the biggest drivers of employer healthcare costs today. It is also one of the most complex.   What used to be a relatively predictable aspect of health spending has evolved into a rapidly shifting landscape, accelerated by rising specialty and high-cost drug utilization, opaque pharmacy benefit manager (PBM) contracts and rebate…

In today’s ever-changing world, preparing for work-related travel involves much more than booking flights and hotels. The international travel risk landscape is constantly evolving. The growing threats of geopolitical unrest, terrorism, and health and environmental emergencies create significant risk that can jeopardize employee safety and disrupt business operations.   Organizations have a legal and moral responsibility to protect their employees’ physical and mental health wherever they conduct…

The workforce is constantly evolving, and so are employees’ needs and expectations, especially when it comes to their benefits. A one-size-fits-all approach is no longer enough. Today’s employees want benefits that make a real difference in their lives.   One way to deliver true value is through family building support.  An increasing number of employers are recognizing the importance of comprehensive family planning and fertility benefits.…

When employee benefits costs keep climbing, it’s hard for employers to feel in control. Rising medical costs, more high-cost claims, and the growing use of specialty drugs gene therapies all hit the bottom line, leaving many employers feeling like they are just watching the numbers go up.  But employers don’t have to sit back while the costs…

Employee benefits have become a key part of the hiring and retention of employees in today’s hiring market. There is increased stress on compensation as demand for higher salaries and pay rates come from potential hires and the existing workforce. An employer’s willingness to put the time and effort into…

Today’s headlines are filled with talk about inflation and rising prices. Although the recent Consumer Price Index reporting has showed a slight curve in trend, businesses will continue to deal with the balancing act of absorbing cost increases while retaining employees. The cost of labor and benefits continues to rise,…

For years, employee benefits were designed with a broad workforce in mind. But broad is no longer enough.  Today’s workforce is more diverse, more dynamic and more vocal about what support really looks like. Employees want benefits that reflect real life, not generic offerings that overlook the needs shaping their…

At the height of the pandemic, virtual care became a critical avenue for healthcare delivery, providing patients with access to essential services from the comfort of their homes.  Telemedicine usage among physicians skyrocketed during this period, jumping from 15.4% in 2019 to 86.5% in 2021, according to the Centers for Disease Control and Prevention.   Much has changed over the past five years,…

Join us for the first program in our three‑part 2026 executive series, Managing the Modern Employment Lifecycle: From Talent to Termination and Beyond. 2026 Is Here. Are You Ready? Join us at the First Light Forum, hosted by Oswald Companies with Buchanan shareholders Christian Antkowiak and Erin McLaughlin. In this labor…

The word “health” probably calls to mind nutritious foods and exercise, but a person’s overall well-being is so much more than a balanced diet and regular physical activity. Mental, emotional, and financial factors are deeply connected to physical health. For organizations running an employee benefits program, neglecting even one of these areas can lead to poorer health outcomes and higher costs.   Consider depression, which affects nearly one-fifth of U.S. adults. Though…