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Does your underwriter know your story? Who you are, where you’re going, how risk is identified and managed within your business, and growth plans? Are you confident that details are being communicated in their full authenticity? Learn how Oswald can help by watching the video below:

A Roundtable Discussion, presented by Unison Risk Advisors The data is staggering and the threats are all too real. With more than 400 mass shootings in 2024 alone, organizations of all sizes should have a plan in place. Your strongest defense is a strategic offense, with a team behind you…

We often hear the frustration around receiving a renewal quote just days before the renewal date – especially when it’s unfavorable. Most insureds feel backed into a corner, with little time to create a strategy that could improve the result. Time is a critical element to achieve confidence in the…

The U.S. Supreme Court recently made a significant decision that will impact the structuring of buy-sell agreements for closely held companies. If you’re not familiar with such agreements, they are commonly used by business owners to ensure that, when one owner dies, their interest will be sold to the other…

We know that managing your Family Office is multi-faceted and requires a unique focus on personal needs. This four-part series is designed to educate family office leaders and wealth managers on key trends and priorities in the marketplace. Key Topics include: Emerging Aircraft Exposures for Successful Families Cyber/Digital Protection Navigating…

Problem A large, global manufacturer had been working with a broker who did not monitor the company’s ongoing risk.  The client was led to believe the health insurance plan would have a modest cost increase of 5% at renewal, when in fact, it turned out to be 27% when all…

Smoke alarms play a crucial role in safeguarding our homes and workplaces. Around 60% of fire-related fatalities occur in homes with either no smoke alarms or no working smoke alarms present. Their importance is the focus of this year’s Fire Prevention Week, observed Oct. 6-12, “Smoke Alarms: Make Them Work…

Insurance is a mystery to most organizations who go through the same transactional buying cycle each year. Tune in to learn the three key factors that determine a successful renewal outcome.  

With the hard insurance market continuing what may soon be a historical run, manufacturers and distributors across the country are clamoring to gain clarity and control of their terms and premiums. This hard market has many contributing factors, including rising replacement costs, capacity going down as losses pile up, and…

Premium allocation In a fully insured plan, 100% of the premium dollar goes to the carrier, which pays the claims and manages the plan. In a self-insured plan, up to 87 cents of each dollar covers claims. The remainder covers reinsurance and administrative fees. There are two types of reinsurance…