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After a prolonged period of rising premiums and tighter underwriting, the commercial real estate insurance market is beginning to show signs of stabilization. Following several years in a hard market cycle, many organizations are seeing insurance premium reductions, increased underwriting flexibility, more favorable terms and broader policy options across a…

Market volatility often dominates conversations about wealth. Yet recent financial commentary suggests that everyday personal risk may pose a more immediate and lasting threat. A widely shared analysis highlighted how uninsured or underinsured events, such as liability claims or property losses, can disrupt financial plans far more quickly than market…

When employee benefits costs keep climbing, it’s hard for employers to feel in control. Rising medical costs, more high-cost claims, and the growing use of specialty drugs gene therapies all hit the bottom line, leaving many employers feeling like they are just watching the numbers go up.  But employers don’t have to sit back while the costs…

When people talk about risk in family offices, the conversation often begins and ends with investments. Market volatility, asset allocation, and return assumptions tend to dominate attention. Many family offices, however, recognize a quieter reality. Some of the most significant risks families face are personal, not financial. Litigation, liability, liquidity…

Employee benefits have become a key part of the hiring and retention of employees in today’s hiring market. There is increased stress on compensation as demand for higher salaries and pay rates come from potential hires and the existing workforce. An employer’s willingness to put the time and effort into…

In aging services, some of the most significant insurance costs are not driven by catastrophic events, they are built over time through everyday operational strain. Workforce fatigue is one of the most overlooked drivers of claims frequency, severity and ultimately, total cost of risk. It often develops gradually, yet its…

The commercial insurance market continues to adjust after several years of heightened volatility. While some lines are showing signs of stabilization, others remain challenged by ongoing claim severity, litigation trends and evolving risk exposures. Insurers are approaching underwriting with greater discernment as economic conditions, regulatory requirements, workforce dynamics and technological…

Cybersecurity is often framed as a technology issue. For family offices, it is something more personal. A cyber incident can affect finances, privacy, reputation and in some cases, physical safety.  Family offices sit at the intersection of wealth, discretion and information. They manage sensitive financial records, governance documents, personal identifiers,…

The All Ohio Convocation, a risk management program for architects and engineers and industry legal professionals, will take place Wednesday, May 6, 2026. The event will feature a full day of risk management topics with emphasis on today’s trends that can affect your firm. Participants are eligible for 5.0 AIA / PDH /…

Escalating conflict involving Iran and recent U.S.–Israel military operations have increased the risk of cyber activity directed at U.S. organizations. Threat intelligence teams and federal agencies have reported a rise in opportunistic attacks attributed to Iran-aligned cyber actors. SecurityWeek and Unit 42 by Palo Alto Networks similarly note that the Middle East conflict has…