Media Center

Deciphering the Difference Between Cyber Insurance and Cyber Crime

Dale Kaprosy

It looked like a routine, harmless email from the organization’s IT consultant reminding employees to change their computer passwords to safeguard against hackers; a fairly standard procedure for companies looking to protect their data and computer systems from an attack with cyber insurance. The problem was the email wasn’t from…

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Preparing for the Unthinkable: Active Assailant Coverage

oswaldcompanies

Most of us carry more than a few important dates around in our heads. We remember our kids’ birthdays, wedding anniversaries, and maybe even the day we bought a new house or started a great job. We know that Christmas is always December 25, and Halloween is October 31. But…

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2019 Magnet Survey Overview

The 2019 Ohio Manufacturing Survey, had more than 375 surveys completed. There were 44 questions specifically designed for manufacturers of all types to identify trends in the industry, shed light into manufacturing’s current state, as well as a glimpse into what the future may hold. 48% of the surveys were…

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Real Estate Risk Management Evolves with Developers

John Mark Tichar

Real estate developers are a unique breed. It takes a special Developer to identify successful development or acquisition opportunities, conduct due diligence, arrange financing, raise capital from investors, work with local government, design, build, lease, and successfully manage a project. Deals are complex, with an overwhelming amount of daily decisions…

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Globally Mobile Workforces: Addressing Your Risks, Expanding Your Opportunities

Michael Casey

Global mobility has increased in the past 10 years, according to a study by the National Foreign Trade Council. The same study reports that the number of longer-term (six months or more) expatriated employees has decreased and shorter-term assignments of less than six months continue to benefit companies through the…

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The Risks and Challenges of Silent Cyber Coverage

Many clients are reluctant to purchase a cyber risk policy out of fear that it is illusory coverage. Illusory coverage is when the literal language or structure of an insurance policy gives the policyholder the impression of coverage but effectively negates any meaningful coverage. Because of this, cyber insurance has…

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Protecting Interests in a Heated Market: Insurance Services, Products Evolve to Minimize Risk

Jeffrey Schwab

Following on the heels of 2017’s record-setting financials, mergers and acquisition activity has continued to accelerate in 2018, all while competition for deals continues to be very intense. Given the current environment of deal velocity and heightened deal competition, the danger of losing a deal to another buyer immediately when…

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Navigating the Choppy Waters of Construction Defects

Brian Hoagland

The commercial construction industry is a double edged sword today. The industry is growing – construction spending in the United States topped $1.23 trillion in 2017 according to research firm Statisa, but construction contractors are finding it harder to attract quality workers. According to research from the Associated General Contractors…

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Escalating Rental Market Calls for Innovative Coverage

John Mark Tichar

More than 34% of Americans rent their homes, which is the highest rate since 1965, according to a 2025 report by the U.S. Census Bureau. While this is great news for landlords who often find more tenant candidates than available units, it also increases the risk in tenant liabilities. Oswald…

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Oswald’s Lacy Rex to Join Cyber Forum March 15 with Introductions from Director of CyberOhio, Greg Tapocsi

oswaldcompanies

Does your company have the proper security, insurance, legal and compliance framework to prevent cybercrime in 2019—or mitigate potential damage from it? This event presentation and panel discussion will take place, Friday, March 15 at the Oswald Conference Centre from 7:30 a.m. – 10:00 a.m. Registration is now closed for…

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