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Cybersecurity is often framed as a technology issue. For family offices, it is something more personal. A cyber incident can affect finances, privacy, reputation and in some cases, physical safety.  Family offices sit at the intersection of wealth, discretion and information. They manage sensitive financial records, governance documents, personal identifiers,…

At the height of the pandemic, virtual care became a critical avenue for healthcare delivery, providing patients with access to essential services from the comfort of their homes.  Telemedicine usage among physicians skyrocketed during this period, jumping from 15.4% in 2019 to 86.5% in 2021, according to the Centers for Disease Control and Prevention.   Much has changed over the past five years,…

The decision to purchase life insurance may be one of the most important financial decisions you will make. At its core, life insurance provides financial protection, a tax-free death benefit that offers your loved ones peace of mind through the legacy you leave behind. But if you have permanent life…

Escalating conflict involving Iran and recent U.S.–Israel military operations have increased the risk of cyber activity directed at U.S. organizations. Threat intelligence teams and federal agencies have reported a rise in opportunistic attacks attributed to Iran-aligned cyber actors. SecurityWeek and Unit 42 by Palo Alto Networks similarly note that the Middle East conflict has…

When it comes to protecting your business and assets, many organizations start by looking at insurance products. While those solutions play an important role, they are only one part of a broader risk management approach. A strong risk management program begins with structure. It requires organizations to identify, evaluate and…

Spring often brings fast‑changing weather conditions across many parts of the U.S., including thunderstorms, flooding and strong winds. These events can develop with little notice, making seasonal preparation an important step for supporting safety and reducing disruption. Understanding Common Spring Hazards Thunderstorms are among the most frequent spring hazards. National…

The word “health” probably calls to mind nutritious foods and exercise, but a person’s overall well-being is so much more than a balanced diet and regular physical activity. Mental, emotional, and financial factors are deeply connected to physical health. For organizations running an employee benefits program, neglecting even one of these areas can lead to poorer health outcomes and higher costs.   Consider depression, which affects nearly one-fifth of U.S. adults. Though…

We know you strive to provide benefits that protect your employees’ well-being and financial security. One area that often gets overlooked is the potential need for long-term care (LTC). LTC provides non-medical support for people who need help with daily activities, such as bathing, dressing or eating or those who…

For today’s family enterprises, sustaining a legacy requires more than prudent investing or strong governance. Long-term resilience increasingly depends on the ability to innovate sustainably, not only through new ventures or technologies, but by building systems that safeguard the enterprise across generations. In this environment, a sophisticated risk strategy has…

We’re all familiar with Valentine’s Day—the day for love, thoughtfulness, and meaningful gifts. From flowers and chocolates to heartfelt cards and, of course, fine jewelry, these items often carry both emotional and financial value. Now it’s time to get practical. If you’ve recently purchased—or received—a significant gift, it’s important to…