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The food and agriculture business sector faces several challenges and risks that are unique to the industry. This makes finding the right insurance coverage more critical and relies on dedicated policies and carriers to ensure the proper minimization of risk to you, your business, and your employees. Whether you’re a…

Your business is unique. While you may operate in the same market as your competitors, the conditions surrounding your company are yours and yours alone. As a result, your insurance coverage should also be unique to your business and be specific to fit your needs. You may find that a…

Insurance is a unique product. Most people only think of it when they need to file a claim, at renewal time or when they find their current carrier is no longer able to meet their needs. While price is important, it is not the main driving force behind insurance coverages.…

Whether they are located near or in schools, hotels or government buildings, many companies are concerned about the danger of active assailants and workplace violence. Reports of active shooter violence initially declined in the early part of 2020.However, in a worrying trend, the frequency of shootings and violence began to…

What if I told you there was a way to craft an insurance portfolio that has the potential to enhance coverages and perhaps even reduce premiums? A way to get more value out of your premium dollars in terms of programs and higher-level advisory services? Whether you are a member…

As more and more businesses integrate technology into their operations, a growing threat comes in the form of cybersecurity risks. The agriculture business industry is not immune and a cybersecurity claim could be catastrophic to your company. Most insurance policies cover a physical interruption to your business operations, such as…

Faced by supply chain and hiring challenges, unpredictable shutdowns, and ever-changing regulations, CFOs are more strapped for time and resources than ever before. While insurance typically falls under a CFO’s large and growing list of responsibilities, it’s often on the backburner. Policies are simply renewed year after year. All is…

The Department of Labor (DOL) released model notices and a COBRA subsidy information website related to the COBRA subsidy that was passed as part of the American Rescue Plan Act or 2021 (ARPA). The website will be a central location that the DOL uses to inform individuals of their potential…

It’s more important than ever to purchase cyber liability insurance and consider increasing your limits. The cyber insurance market is changing rapidly in response to an alarming increase in high-profile ransomware and vendor incidents. According to the Coveware Quarterly Ransomware Report, more than 70 percent of victims were companies with…

In 2003, Windows XP was the predominant operating system on most computers. Imagine for a moment how frustrating it would be today if Microsoft was prohibited by law from upgrading and improving their technology beyond that point. When health savings accounts (HSAs) were created by Congress that same year, the…