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Since Michigan’s new Paid Medical Leave Act went into effect on March 29, 2019, most employers with at least 50 employees are now required to provide up to 40 hours of paid time off for eligible employees each year. Which Employers and Employees are Exempt from the New Law? Certain employers…

Global mobility has increased in the past 10 years, according to a study by the National Foreign Trade Council. The same study reports that the number of longer-term (six months or more) expatriated employees has decreased and shorter-term assignments of less than six months continue to benefit companies through the…

Many clients are reluctant to purchase a cyber risk policy out of fear that it is illusory coverage. Illusory coverage is when the literal language or structure of an insurance policy gives the policyholder the impression of coverage but effectively negates any meaningful coverage. Because of this, cyber insurance has…

With a tight labor market and fierce competition for top-end talent, employers are under pressure to develop benefits packages that are both a recruiting asset and an avenue for improving the health and wellness of employees. A recent Wall Street Journal article examined the steps employers are taking to advance…

Following on the heels of 2017’s record-setting financials, mergers and acquisition activity has continued to accelerate in 2018, all while competition for deals continues to be very intense. Given the current environment of deal velocity and heightened deal competition, the danger of losing a deal to another buyer immediately when…

Since it was signed into law in 1993, the Family and Medical Leave Act (FMLA) has been an on-going challenge for HR professionals.  Simply put, it was designed to prevent employees from losing their jobs when forced to take time off due to their own serious health condition or that…

The commercial construction industry is a double edged sword today. The industry is growing – construction spending in the United States topped $1.23 trillion in 2017 according to research firm Statisa, but construction contractors are finding it harder to attract quality workers. According to research from the Associated General Contractors…

More than 34% of Americans rent their homes, which is the highest rate since 1965, according to a 2025 report by the U.S. Census Bureau. While this is great news for landlords who often find more tenant candidates than available units, it also increases the risk in tenant liabilities. Oswald…

This is the “Year of Inclusion” for the Oswald Women’s Leadership Council (WLC). Coming off our electrifying year of celebration, our council not only wanted to continue the celebration of our successes, but also ensure we are celebrating each and every one of our employee-owner’s voices. Over the course of…

In 2018, while Oswald Companies celebrated its 125th anniversary, Oswald’s Women’s Leadership Council (WLC) celebrated its 5th anniversary. Having reached all its original goals, the theme of “The Year of Celebration” was fitting and in step with the organization. After five years, WLC has built significant strength in our council’s…