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We count steps and we count calories. We monitor our heart rate and how much we exercise each day. Individuals and organizations are collecting untold amounts of data, but what do we do with it? The future is here today. Some organizations offer unique plan designs involving personal data transmitted…

The management of workforce health can be a costly cascade for organizations. The costs of doing nothing can far outweigh investments in health and wellness programing. Employers continue to adopt wellness programs—either standalone or as part of a health insurance discount—to encourage employee wellness and lower plan costs. Simple wellness actions can…

Reporting doesn’t help employers offer the most efficient benefits—data analytics does. But data is nothing without the ability to see correlations, find causes and predict effects. All of this requires a deft hand and knowledgeable professionals. The Human Touch Systems and software are marvels when targeting precise needs. But even the…

First impressions can often make or break a deal.  Professional presence directly affects that critical first impression and the overall perception your clients, peers and managers will have of you.  What can you do to make sure you stand out in a field of many? As defined by Dianne Sutton,…

Before you plan for the future, you must analyze the present. Data analytics will help you along this path. It may start by identifying health plan behaviors. Perhaps you need to investigate reasons for misuse of services. Maybe you need to identify the barriers that block optimal usage. Consider how…

It’s no secret that whether you are the buyer or seller, protecting yourself from the chaos of unforeseen liabilities should be of utmost priority. Fortunately, a number of carriers offer transactional liability insurance products. Transactional insurance is a collection of products including representations and warranties, tax liability, pollution and contingent…

Have you ever wished to make a “sizable” donation to your college alma mater, a favorite charity, or other non-profit organization, but feel you might lack the financial resources? Individuals can invest their money in tax-free life insurance programs to significantly amplify their charitable gift amount at the time of death.…

Oswald’s Kim Lucarelli, CIC, CAPI, was featured in a recent article Love the Internet of Things? So Do Identity Thieves by Kathleen Tierney, COO of Chubb. The article was published on ThinkAdvisor.com, a web-based network that provides comprehensive and accessible resources and knowledge for the Investment Advisory community. The article focuses on the heavy…

If you haven’t seen it already, the premier resource for the Retail Real Estate Industry, ICSC has released its annual guide to Shopping Centers, America’s Marketplace for both purchase and purpose driven consumers.   The articles below highlight the research and predictions of the holiday shopping season by ICSC.  How have you prepared, or done…

The real estate industry is no stranger to adversity. From putting out daily fires in the business, to putting out actual fires on properties, I’m certain that no scenario – no matter how extreme – easily surprises company leaders. Yet, amidst these turbulent environments, many organizations continue to overlook the…