Are you currently operating, hiring a subcontractor, or contemplating using a drone in your business? Take a moment to read a recent update on the requirements for an “unmanned” aircraft.
The use of drones, or “unmanned aircraft” as they are often referred to within an insurance policy, is becoming more prevalent daily. Drones are being used for a variety of reasons – site surveys, pre-construction, aerial photography, news footage, law enforcement, etc.
With these advantages come risks, as the standard insurance policy does not extend liability coverage to claims arising from the use of drones. Potential liability exposures include, but may not be limited to, bodily injury, property damage and violation of privacy claims. To mitigate these risks it is important to have your policy endorsed (depending on your insurance carrier) or to purchase a standalone drone policy. Don’t forget to also make sure your drone itself is covered for physical damage. Insurance coverage also needs to be discussed even if you are hiring a subcontractor to operate the drone.
Another crucial detail that all drone owners should be aware of is that as of December 12, 2017 all drones (either recreational or commercial) weighing between 0.55lbs – 55lbs. must be registered with the Federal Aviation Administration (FAA).
The online drone registration application link is provided below and can be completed in less than five minutes. Unregistered drone owners meeting the criteria could face civil and/or criminal penalties, so register your drone today!
For more information, contact:
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