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With the hard insurance market continuing what may soon be a historical run, property owners across asset classes are clamoring to gain clarity and control of their terms and premiums. This hard market has many contributing factors, including rising replacement costs, capacity going down as losses pile up, and supply…

Gone are the days of writing physical checks and handing them off to a known banker for deposit or putting them in the mail for payment to a personal contact. Now, nearly all transactions are completed electronically without conversation between the parties involved. While convenient, this can leave you at…

Cyberattacks are on the rise, with individuals being targeted by digital criminals who threaten to hack into personal information. While we all prefer to think it won’t happen to us, everyone is a potential target. Below are some tips to protect your personal online presence, including social media accounts, use…

Employers could receive significantly higher civil penalties for violations from the Occupational Safety and Health Administration (OSHA), due to a new directive that allows compliance officers to levy penalties for each violation, rather than grouping them together. As of March 26, OSHA compliance officers will be able to use the…

We’re all familiar with Valentine’s Day – the day for love. It’s also a day for giving gifts such as candy, flowers and thoughtful cards. Don’t forget expensive jewelry! Now it’s time to get practical. If you have purchased or been the recipient of a splendid gift, make sure you…

ESG (Environmental, Social & Governance) is a term that is used in many different arenas with increasing frequency. There are as many definitions and applications as there are players in the ESG movement. So, what does ESG mean? Though ESG can mean something different to every organization, one thing is…

If your company tracks users of its website, there’s a chance you could be sharing client information illegally through a little-known tracking code called Meta Pixel. Meta Pixel is a snippet of JavaScript code that can be used by website owners for tracking user activity. This information is sent to…

Whether an individual is sitting on the board of a local nonprofit entity, a mid-sized private firm or a large Fortune 500 company, Directors and Officers Liability insurance (D&O) is an important consideration for both individual executives and the company. At its most basic level, D&O coverage is intended to…

If you use a gas grill, heat your home or spend time in an industrial facility, chances are you have used propane. It’s a well-established gas for many uses, but it can be dangerous. Below are some rules to practice safety in the household and the workplace by following regulations…

Captives aren’t new – but they are becoming more common for businesses of all sizes. If you answer “YES” to any of the questions below, join us for a webinar on Thursday, Nov. 3 at 10:00 a.m. EST to learn more. Does it feel like your insurance renewal happens to…