Did you know that June 28 is National Insurance Awareness Day? We want to thank our clients for the opportunity to help protect the people and things most important to you. Your risk and insurance needs continually evolve; it’s critical that your programs and policies keep up with these changes…
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Actions and planning during the off-season impact how well you are ready to weather another hurricane season. In recent years, the U.S. mainland experienced more hurricane activity than in the recent past. If you felt prepared, that’s great – keep it up! If you didn’t feel prepared, now is the…
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Heat stress results in dozens of fatalities and thousands of illnesses each year for workers in hot and humid environments. Although OSHA’s heat stress campaign dates back to 2011, a new National Emphasis Program is in effect for 2022 which places heat stress near the top of OSHA’s enforcement list.…
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Oswald Companies was a featured contributor in the Crain’s Cleveland Thought Leadership Forum: Employee Benefits, May 2022. In the article titled “ICHRAs continue to serve many with individualized insurance options,” Frank Spinelli, Managing Director, InsureOne Benefits, discusses how Individual Coverage Health Reimbursement Arrangement (ICHRA) can be mutually beneficial to both…
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Did you ever wonder why your insurance broker asks—or should be asking—for so much information during the policy purchase process? It’s not that we’re nosy or want to make you jump through hoops. It’s because the more information you share and the more proactive you are, the more we can…
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Insurance for yourself or your business is typically one of the last things that most individuals want to spend time or money on. However, we all know it is necessary, especially in these uncertain times. The world of insurance continues to evolve, where emerging risks bring new challenges. These evolving…
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Lacy Rex of Oswald Companies and Steven G. Stransky of Thompson Hine recently published on Law360 an article, “Preparing For New Mandatory Cyber Reporting Rules,” which can be accessed in full here. On March 15, 2022, The Cybersecurity Incident Reporting for Critical Infrastructure Act of 2022 (CIRCIA) was signed into…
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While the hard market is not over, and areas of immediate concern certainly exist, there are signs of relief on the horizon. While rates increased across the board to close out 2021, price hikes were less severe than those observed earlier in the hard market cycle. These positive trends have…
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Unison Risk Advisors (RCM&D and Oswald), a leading independent risk management, insurance and employee benefits firm, and BitSight, the industry-standard in cybersecurity ratings, have announced a new partnership to help businesses of all sizes address cyber threats. Cybercrime rates reached new highs in 2021 as data breach rates rose 68…
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The 2022 Ohio Safety Congress & Expo (OSC22), sponsored by the Ohio Bureau of Workers’ Compensation (BWC), helps businesses keep their work force safe, healthy and productive. This is the largest regional safety and health conference in the U.S. and attendance is free for Ohio employers and their employees. The…
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