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Understanding the Difference: Duty to Defend vs. Reimbursement Insurance Policy Forms

Zachary Zenger

When it comes to navigating the complex world of insurance, particularly in the context of legal defense, the two provisions that are widely considered are Duty to Defend and Reimbursement/Indemnity forms. While both provisions are specific to liability coverage, it is important to understand the difference between them because they…

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Artificial Intelligence: Know the Risks and Protect Your Organization

Everett Schneeberger

It has quickly progressed from a futuristic concept to now seemingly a part of everyday life. What is it? Artificial Intelligence (AI) represents a computer system’s capability to perform human tasks. Though still evolving, AI has empowered individuals and businesses to operate in new and more efficient ways. Advancements in…

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[Webinar Recap] Use Risk Management and Insurance to Protect Your Company from Cybercrime

oswaldcompanies

Union Risk Advisors hosted a panel discussion with Peter Halprin, Partner in the Insurance Recovery Practice Group at Haynes Boone; Valentino Papa, Client Executive of RCM&D; and Lacy Rex, Cyber Practice Leader for Oswald Companies. Watch the full webinar to learn more about the latest cyber trends and how to…

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[On-Demand Webinar] Use Risk Management and Insurance to Protect Your Company from Cybercrime

oswaldcompanies

Webinar On-Demand | Passcode: cybercrime24! Businesses are at greater risk than ever as cybercriminals increasingly try to gain access to proprietary and personal data. As a result, regulators have placed greater scrutiny on the response to these illegal breaches. Insurance and risk management can play a key role in minimizing…

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OSHA Guidance: Heat Stress Risk Advisory

Adam Thomas

Heat stress results in dozens of fatalities and thousands of illnesses each year for workers in hot and humid environments. Although OSHA’s heat stress campaign dates back to 2011, the National Emphasis Program that went into effect in 2022 places heat stress near the top of OSHA’s enforcement list. If…

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Protecting Your Family and its Assets Webinar Series

oswaldcompanies

We know that managing your Family Office is multi-faceted and requires a unique focus on personal needs. This four-part series is designed to educate family office leaders and wealth managers on key trends and priorities in the marketplace. Key Topics include: Emerging Aircraft Exposures for Successful Families Cyber/Digital Protection Navigating…

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Expanding Your Fleet? Weigh the Risks of Gas, Electric, Hydrogen Fuel Cell Vehicles

As the economy continues to gain momentum, many companies are growing their fleets. On the minds of business owners is whether to stick with traditional gas-powered vehicles or switch to electric or hydrogen fuel cell-powered vehicles. All have their risks and benefits, including in how they are insured and protected.…

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Artificial Intelligence is Only Human: Protect Your HR Team From Potential Risks

Mary Fessler

For years, we have become accustomed to the idea of Artificial Intelligence (AI) in the workplace. Computers have enhanced and modernized the way organizations operate, doing jobs historically performed by humans. More recently, AI has become prevalent in the hiring process for thousands of companies. Instead of people sorting through…

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2024 Spring Commercial State of the Market

oswaldcompanies

So far, 2024 is showing a variety of trends in the insurance industry. Issues such as extreme weather, nuclear jury verdicts and white-collar crime are causing insureds to pay closer attention to these premium drivers to safeguard against significant impact. Learn more about what’s affecting risk and insurance decisions and…

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White Collar Crime is Still Prevalent: Here’s How to Protect Your Organization

Just like clothing styles, some white-collar crimes are back in fashion. In fact, they are so popular that they cost the American economy an estimated $426 billion annually, according to the U.S. Department of Justice. While it can be hard to prosecute these bad actors, companies can take steps to…

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