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Personal Risk Advisory: Six Tips to Help You After a Cyber Incident

Katie Burger

Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your ‘paths of least resistance’ which…

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Effectively Communicating With Employees in a Hybrid Environment: Crain’s Cleveland Feature

oswaldcompanies

Oswald Companies was a featured contributor in the Crain’s Cleveland Employee Benefits: Thought Leadership Custom Content, July 2021. In the article titled “Effectively communicating with employees in a hybrid environment,” Bill Fisher, Senior Vice President, Practice Leader, Group Benefits, discusses the importance of employee communication and engagement for all aspects…

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Cyber Hygiene is Critical to Obtaining Cyber Liability Coverage

Lacy Rex

Increased cyber claims have necessitated the insurance carriers to scrutinize cybersecurity controls with an increasingly rigorous underwriting process. We are seeing premium increases 60 percent to 100+ percent. As insurance carriers focus on controls, cyber hygiene is crucial to securing cyber liability insurance coverage, and Multi-Factor Authentication (MFA) is essential.…

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Protect the Net: Evaluation of Disability Insurance for Athletes, Part 2

In Part 1 of this article we discussed the importance of Permanent Total Disability (PTD) and what to look for when acquiring it. For this part let’s turn our focus to Loss-of-Value (LOV) insurance. Remember that PTD covers an athlete in the event of a career-ending injury. LOV, on the other…

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Why You Should Consider Product Recall Insurance for Your Agribusiness

oswaldcompanies

While rates for most insurance coverages—including property and casualty, cyber risk, and others—have increased over the last 12 to 18 months, rates for product recall coverages have actually dropped over the same period of time. Product recall coverage has traditionally been viewed as an ancillary item that many businesses in…

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Protect the Net: Evaluation of Disability Insurance for Athletes, Part 1

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

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Are Insurance Captives Right for Your Business?

Moira Lyon and Jonathan Sadlier

As you look at options for insurance, the thought of captives may sound intimidating. Captives are simply defined as insurance companies owned by the insured. Captives are a way for a business owner, either alone or with a small group of aligned businesses, to take on self-insured risk for issues…

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Wildfire Season: Maintain Your Response Plan Annually

Marcco Gambatese

Actions and planning during the off-season impact how well you are ready to weather another wildfire season. In the past few years, the U.S. mainland has experienced bigger and more frequent wildfire activity. Read below for timely advice on wildfires. Prepare Know where to go Be familiar with evacuation routes…

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A Dive into Water Perils: Maximize Your Insurance Protection

Susan Tobbe

When it comes to water, we’re stuck in a love-hate relationship. In Michigan, we’re surrounded by it and celebrate it every summer when we launch our boats, head north with the jet skis, and plan our beach outings. Yet, water can quickly turn on us, replacing fun with considerable property…

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[On-Demand Webinar] Cyber Claims Continue: What Can We Learn From Past Experiences?

oswaldcompanies

WATCH FULL WEBCAST Cyber incidents continue to create significant issues for companies across the country. Whether it is an interruption in operations, reputational fallout, or the looming cost of liability resulting from an incident, the ramifications of these matters continue to evolve. Watch here for a discussion with a panel…

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