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Hurricane Season: The Time is Now to Review Your Plan

July 21, 2025
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Many businesses will never reopen after being hit by a hurricane. Of those that do, many will close within a year, according to the Federal Emergency Management Agency. But all is not lost just yet.

Actions and planning during the off-season impact how well you are ready to weather another hurricane season. As the number of hurricanes and their intensity is on the rise, preparation is key. It starts with communication.

The main areas that you need to plan for:

  • your people
  • your facilities
  • your business

Have a communication plan to notify your people as a hurricane approaches so you can account for everyone (don’t forget your road warriors and off-site employees). Provide direction on what to do as the threat increases. Have multiple ways to contact people – email, cell phones, public radio, etc. as some methods of communication may be more reliable than others.

Your employees will also have to protect their own homes from the hurricane, so prepare the worksite early to give your employees time to tend to personal needs and practice safety.

  • Review your building now and take note of loose roofing or drainpipes, inventory outdoor equipment, and know what kind of utility back up you have (if any).
  • Inspect your roof and fix anything that is loose or wearing. If you have outdoor equipment (even an outdoor lunch patio), consider if any of it can be relocated permanently. If not, begin a checklist of actions to implement as a storm approaches. Put as much outdoor equipment and storage indoors as possible. Equipment that can’t be moved should be inspected for loose parts and tied down.
  • Determine if you have windows that need to be covered and how that will be done. Move as much stock as possible off the floor. If you have roll up (dock) doors, consider bracing them with plywood held by forklifts. Determine if you have backup power and how it works. If you have a diesel or gasoline generator, know what it can cover and how much fuel you need to have on hand. Test the generator.
  • Consider partnering with a disaster recovery firm. These firms will be at capacity once the storm hits and may not take new customers.

Even if your facility is not in the hurricane’s wind path, it could see a lot of rain. Water losses can be as devastating as wind losses. In addition to the precautions above, review low-lying docks, doors or other areas and provide barriers such as sandbags to keep water out of your facility.

If your facility has a basement or subgrade level, relocate electronic and computer equipment and any other valuable materials to a higher level.

Lastly, test sump pumps or rent them ahead of time so water can be quickly removed from the facility.

You will want to be back to business as usual as quickly as possible. Communicate in advance with your customers and suppliers and advise them that you may be affected by a storm, especially if they are not in the storm’s path.

If possible, increase product shipments ahead of the storm and delay supply deliveries to reduce the amount and value of the goods in the building. If you can divert service to a sister location until you recover, let your customers know and ensure that their products and services are uninterrupted and that there are no issues. Keep the communication flowing at each step of the recovery process so your customers and suppliers are aware that you value their partnerships.

Make time to tackle these hurricane-planning basics to give your business a better shot at survival. Planning is an investment in your people, your business and yourself.

View more on all types of severe weather preparedness in our posts:

Hurricane Season: Preparation and Contingency

How Will Your Home Insurance Respond During Hurricane Season?

For more planning resources visit:

CLICK HERE to learn more about Oswald’s Risk Consulting services.


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This post was originally published in May 2019; updated in 2025.