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In today’s highly competitive housing market, you may be excited when you think you’ve found the perfect home: a condominium in your price range with a great location and the promise of a lawn maintenance-free future. Before you finalize your purchase, you should first carefully review the association bylaws and…

Personal insurance is the kind of insurance we think of that covers our day-to-day: It covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own and allow us…

Have you ever seen the line of private jets at the airport and think, “I’d like to travel that way.” Well, more and more corporations and families are doing just that—purchasing a share of an aircraft or blocks of time to use as they wish. According to an article on…

For many people, this is the most wonderful time of the year! With the holidays right around the corner, we’re starting to make our “to-do” lists. But before you buy the turkey or start chipping away at your gift list, you may need to address an area that’s frequently overlooked…

Oswald Companies’ Stanley Sieniawski of InsureOne Benefits explains why and how Medicare Advantage Plans may benefit employees and employers alike. One of the more confusing and complicated decisions an employee has to make is what to do when they or their spouse turn 65 and become Medicare eligible…especially if they…

Cyber criminals have recently begun migrating their attacks from larger businesses and organizations to private wealth clients. With information like your Social Security Number and birthdate, scammers can file tax returns, steal from investment accounts, or rack up medical bills. Be careful to protect your ‘paths of least resistance’ which…

In Part 1 of this article we discussed the importance of Permanent Total Disability (PTD) and what to look for when acquiring it. For this part let’s turn our focus to Loss-of-Value (LOV) insurance. Remember that PTD covers an athlete in the event of a career-ending injury. LOV, on the other…

Many employees are postponing retirement and working beyond the traditional retirement age of 65. While this segment of the workforce provides important experience, there are some challenges for both the employer and the employees. Employees may not fully understand what Medicare offers and stay on the group health plan at…

As professional sports continue to rise – both in prominence and revenue – so does the need to protect the future earnings of its athletes within. Whether you, or your client, plays basketball, football, hockey or some other highly-compensated sport, there are absolute dos and don’ts when it comes to buying disability insurance. The first step…

Actions and planning during the off-season impact how well you are ready to weather another wildfire season. In the past few years, the U.S. mainland has experienced bigger and more frequent wildfire activity. Read below for timely advice on wildfires. Prepare Know where to go Be familiar with evacuation routes…